St. Tammany Parish property record for 313 Rue St Emilion, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,532 sqft · built 2015 |
| Owner | Individual Name on Record |
| Last Sale | $359,900 (Aug 2015) |
| Tax Bill | $3,914 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2021 Mortgage |
| APN | 103-815-1123 |
| Primary APN | 103-815-1123 |
|---|---|
| Alternative APN |
|
| Building Area | 2,532 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 313 RUE ST EMILION |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-8197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 THE VILLAGE OF NORMANDY OAKS PH IIB INST NO 1530771 INST NO 1941286 INST NO 1991902 |
| Legal Subdivision | VILLAGE OF NORMANDY OAKS |
| Legal Phase | 2B |
| Legal Lot Number | 77 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 40401 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 313 RUE EMILION, COVINGTON, LA 70433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2015 · Amount on Record |
| Deed Sale | Aug 12, 2015 · Amount on Record |
| Deed Document Number | 1991902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 313 RUE ST EMILION, COVINGTON, LA 70433-8197 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002198126 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2198126 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 313 RUE ST EMILION, COVINGTON, LA 70433-8197 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002290468 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2290468 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,914.00 (-3.43%) Homeowner's exemption | $39,113 (-) Land $6,000 Building $33,113 | $391,126 (-) Land $60,000 Building $331,126 |
| 2024 | $4,053.00 (+11.25%) Homeowner's exemption | $39,113 (+15.19%) Land $6,000 Building $33,113 | $391,126 (+15.19%) Land $60,000 Building $331,126 |
| 2023 | $3,643.00 Homeowner's exemption | $33,954 (-) Land $6,000 Building $27,954 | $339,540 (-) Land $60,000 Building $279,540 |
| 2022 | $3,643.00 Homeowner's exemption | $33,954 Land $6,000 Building $27,954 | $339,540 Land $60,000 Building $279,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 534 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 534 in force |
| Nearby Flood Claims | 15 (2005–2024) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 58% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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