312 Rue St Emilion, Covington, LA 70433 Property Records

St. Tammany Parish property record for 312 Rue St Emilion, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,560 sqft · built 2014
OwnerIndividual Name on File
Last Sale$360,000 (Dec 2019)
Tax Bill$3,787 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2019 Sale & Mortgage
APN103-815-1124

Property Details

APN / Parcel Number

Primary APN103-815-1124
Alternative APN
  • 4357

Interior

Building Area2,560 sqft Living Area

Exterior

Year BuiltBuilt 2014
Garage Area509 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address312 RUE ST EMILION
CityCOVINGTON
StateLA
Zip70433-8197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 84 THE VILLAGE OF NORMANDY OAKS PH IIB INST NO 1530771 INST NO 1933578 INST NO 1966835 INST NO 2188188
Legal SubdivisionVILLAGE OF NORMANDY OAKS
Legal Phase2B
Legal Lot Number84
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2030
Census Tract40401

Owner

312 Rue St Emilion is owned and occupied by an individual who bought it in December 2019.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address312 RUE ST EMILION, COVINGTON, LA 70433-8197
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BANK
Dec 26, 2019Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2019 · Amount on File
Deed SaleDec 26, 2019 · Amount on File
Prior SaleDec 30, 2014 · Amount on File
Deed Document Number2188188
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address312 RUE ST EMILION, COVINGTON, LA 70433-8197
Transaction TypeMortgage
Record UpdatedApr 6, 2023
Title CompanyCRESCENT TITLE LLC, CRESCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002222641
DateAug 20, 2020
Instrument2222641
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateDec 26, 2019
Property Address312 RUE ST EMILION, COVINGTON, LA 70433-8197
Document Number0002188188
Map ReferenceDOC 1966835
Instrument DateDec 23, 2019
Instrument2188188
Transaction TypeTransfer
Record UpdatedApr 6, 2023
Title CompanyCRESCENT TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address117 MADEWOOD ST, COVINGTON, LA 70433-8231

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 RUE ST EMILION, COVINGTON, LA 70433-8197

Mortgage

Document Number0002188189
DateDec 26, 2019
Instrument2188189
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 312 Rue St Emilion was $3,787 with a homeowner's exemption, down 3.4% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,787.00 (-3.44%) Homeowner's exemption$38,091 (-) Land $6,000 Building $32,091$380,907 (-) Land $60,000 Building $320,907
2024$3,922.00 (+10.98%) Homeowner's exemption$38,091 (+14.86%) Land $6,000 Building $32,091$380,907 (+14.86%) Land $60,000 Building $320,907
2023$3,534.00 Homeowner's exemption$33,162 (-) Land $6,000 Building $27,162$331,620 (-) Land $60,000 Building $271,620
2022$3,534.00 Homeowner's exemption$33,162 Land $6,000 Building $27,162$331,620 Land $60,000 Building $271,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 312 Rue St Emilion; there have been 15 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 534 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies534 in force
Nearby Flood Claims15 (2005–2024)
Claims Outside the SFHA7 of 15
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Rue St Emilion is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 58% of Louisiana
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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