St. Tammany Parish property record for 312 Rue St Emilion, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,560 sqft · built 2014 |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Dec 2019) |
| Tax Bill | $3,787 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2019 Sale & Mortgage |
| APN | 103-815-1124 |
| Primary APN | 103-815-1124 |
|---|---|
| Alternative APN |
|
| Building Area | 2,560 sqft Living Area |
|---|
| Year Built | Built 2014 |
|---|---|
| Garage Area | 509 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 312 RUE ST EMILION |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-8197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 84 THE VILLAGE OF NORMANDY OAKS PH IIB INST NO 1530771 INST NO 1933578 INST NO 1966835 INST NO 2188188 |
| Legal Subdivision | VILLAGE OF NORMANDY OAKS |
| Legal Phase | 2B |
| Legal Lot Number | 84 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 40401 |
312 Rue St Emilion is owned and occupied by an individual who bought it in December 2019.
Source: St. Tammany Parish records, as of February 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 312 RUE ST EMILION, COVINGTON, LA 70433-8197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Dec 26, 2019 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on File |
| Deed Sale | Dec 26, 2019 · Amount on File |
| Prior Sale | Dec 30, 2014 · Amount on File |
| Deed Document Number | 2188188 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 312 RUE ST EMILION, COVINGTON, LA 70433-8197 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | CRESCENT TITLE LLC, CRESCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002222641 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2222641 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Dec 26, 2019 |
| Property Address | 312 RUE ST EMILION, COVINGTON, LA 70433-8197 |
| Document Number | 0002188188 |
| Map Reference | DOC 1966835 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2188188 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Title Company | CRESCENT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 MADEWOOD ST, COVINGTON, LA 70433-8231 |
| Name | Verified Name |
|---|---|
| Address | 312 RUE ST EMILION, COVINGTON, LA 70433-8197 |
| Document Number | 0002188189 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2188189 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 312 Rue St Emilion was $3,787 with a homeowner's exemption, down 3.4% from the year before.
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,787.00 (-3.44%) Homeowner's exemption | $38,091 (-) Land $6,000 Building $32,091 | $380,907 (-) Land $60,000 Building $320,907 |
| 2024 | $3,922.00 (+10.98%) Homeowner's exemption | $38,091 (+14.86%) Land $6,000 Building $32,091 | $380,907 (+14.86%) Land $60,000 Building $320,907 |
| 2023 | $3,534.00 Homeowner's exemption | $33,162 (-) Land $6,000 Building $27,162 | $331,620 (-) Land $60,000 Building $271,620 |
| 2022 | $3,534.00 Homeowner's exemption | $33,162 Land $6,000 Building $27,162 | $331,620 Land $60,000 Building $271,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 312 Rue St Emilion; there have been 15 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 534 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 534 in force |
| Nearby Flood Claims | 15 (2005–2024) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Rue St Emilion is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 58% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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