313 Oak St, Waukegan, IL 60085 Property Records

Lake County property record for 313 Oak St, Waukegan, IL 60085

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 1,376 sqft · built 1901
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Last Sale$51,000 (Sep 2019)
Tax Bill$3,657 (2024)
Deeds & MortgagesJun 2022 Mortgage
Sep 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-28-211-008

Property Details

APN / Parcel Number

Primary APN08-28-211-008

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,376 sqft Living Area
Gross Area2,316 sqft
1st Floor Area856 sqft
2nd Floor Area520 sqft
Upper Floors Area520 sqft
Basement Area856 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address313 OAK ST
CityWAUKEGAN
StateIL
Zip60085-6526
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionMC KAYS ADDN S1/2 LOT 10 BLOCK 6
Legal SubdivisionMC KAYS ADDN
Legal Block6
Legal Lot Number10
JurisdictionLAKE IL
Township / Civil DivisionWAUKEGAN
Census Block Group3
Census Block3014
Census Tract862300

Owner

313 Oak St, a duplex, is owned by a company that acquired it in June 2022.

Source: Lake County records, as of April 29, 2026

Owner of RecordCompany Name on File
Mailing Address1954 1ST ST, HIGHLAND PARK, IL 60035-3104
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
COMMERCIAL LENDER LLC
Sep 8, 2021Intrafamily Transfer, Transfer
Jun 15, 2020Grant Deed, Transfer
ATTORNEY ONLY
Sep 3, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2019 · Amount on File
Deed SaleSep 3, 2019 · Amount on File
Prior SaleNov 15, 2011 · Amount on File
Deed Document Number20197589242
Last Transfer DateJun 8, 2022
Transfer Doc0007910651
Record UpdatedOct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateJun 10, 2022
Property Address313 OAK ST, WAUKEGAN, IL 60085-6526
Document Number0007910651
Map ReferenceMB B PG 452
Instrument DateJun 8, 2022
Instrument7910651
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 53, HIGHWOOD, IL 60040-0053

Transferred To (Grantee/Buyer)

NameVerified Name
Address1954 1ST ST # 384, 384, HIGHLAND PARK, IL 60035-3104

Mortgage

Document Number0007910652
DateJun 10, 2022
Instrument7910652
Lender
NameCOMMERCIAL LENDER LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateSep 8, 2021
Property Address313 OAK ST, WAUKEGAN, IL 60085-6526
Document Number0007823819
Map ReferenceMB B PG 452
Instrument DateSep 7, 2021
Instrument7823819
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 53, HIGHWOOD, IL 60040-0053

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IL
Recording DateJun 15, 2020
Property Address313 OAK ST, WAUKEGAN, IL 60085-6526
Document Number0007664698
Instrument DateJun 12, 2020
Instrument7664698
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 53 HIGHWOOD IL 600400053, HIGHWOOD, IL 60040-0053

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IL
Recording DateSep 3, 2019
Property Address313 OAK ST, WAUKEGAN, IL 60085-6526
Document Number0007589242
Instrument DateAug 9, 2019
Instrument7589242
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$76.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address175 E HAWTHORN PKWY VERNON HILLS IL 600611463, VERNON HILLS, IL 60061-1463

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWaukegan Township
MunicipalityWaukegan City
Unified School DistrictWaukegan Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$45,263 (+7.4%) Land $6,095 Building $39,168$135,803 (+7.4%) Land $18,287 Building $117,516
2024$3,657.00 (+2.15%)$42,144 (+10.99%) Land $5,675 Building $36,469$126,445 (+10.99%) Land $17,027 Building $109,418
2023$3,580.00 (+34.03%)$37,971 (+27.36%) Land $5,081 Building $32,890$113,925 (+27.36%) Land $15,245 Building $98,680
2022$2,671.00$29,813 Land $4,350 Building $25,463$89,448 Land $13,051 Building $76,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 313 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAUKEGAN
serves 87,149 people · EPA ID IL0971900
Water SourceSurface water
Last State InspectionApr 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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