311 Oak St, Waukegan, IL 60085 Property Records

Lake County property record for 311 Oak St, Waukegan, IL 60085

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,628 sqft · built 1901
Lot Size0.112 acres (4,883 sqft)
OwnerCompany Name on File
Last Sale$65,000 (Oct 2015)
Tax Bill$3,969 (2024)
Deeds & MortgagesJan 2022 Mortgage
Sep 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-28-211-024

Property Details

APN / Parcel Number

Primary APN08-28-211-024

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,628 sqft Living Area
Gross Area2,596 sqft
1st Floor Area814 sqft
2nd Floor Area814 sqft
Upper Floors Area814 sqft
Basement Area814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,883 sqft (0.112 acres)
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area242 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address311 OAK ST
CityWAUKEGAN
StateIL
Zip60085-6526
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionMCKAYS ADD; N1/2 LOT 10 & S 8FT W1/2 LOT 11 BLK 6
Legal SubdivisionMCKAYS ADD
Legal Block6
Legal Lot Number10,11
JurisdictionLAKE IL
Township / Civil DivisionWAUKEGAN
Census Block Group3
Census Block3014
Census Tract862300

Owner

311 Oak St, a duplex, is owned by a company that acquired it in August 2020.

Source: Lake County records, as of April 29, 2026

Owner of RecordCompany Name on File
Mailing Address2700 CENTRAL RD, GLENVIEW, IL 60025-4135
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Commercial Mortgage
RFLF 5 LLC
Sep 18, 2020Quit Claim Deed, Transfer · Line of Credit
RFLF 5 LLC
Jan 3, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2015 · Amount on File
Deed SaleOct 13, 2015 · Amount on File
Prior SaleNov 28, 2011 · Amount on File
Deed Document Number20157238438
Last Transfer DateAug 19, 2020
Transfer Doc0007857756
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address311 OAK ST, WAUKEGAN, IL 60085-6526
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007857708
DateJan 3, 2022
Instrument7857708
Lender
NameRFLF 5 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term343 Months
DueAug 18, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateSep 18, 2020
Property Address311 OAK ST, WAUKEGAN, IL 60085-6526
Document Number0007696085
Instrument DateAug 19, 2020
Instrument7696085
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2700 CENTRAL RD GLENVIEW IL 600254135, GLENVIEW, IL 60025-4135

Mortgage

Document Number7696086
DateSep 18, 2020
Instrument7696086
Lender
NameRFLF 5 LLC
Address222 W ADAMS ST # 3150, CHICAGO, IL 60606-5259
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 17, 2050
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number7696088,
DateSep 18, 2020
Instrument7696088
Lender
NameRFLF 5 LLC
AddressCHICAGO, IL 60606
Agreement
AmountAmount on Record
Term360 Months
DueSep 17, 2050

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateJan 3, 2022
Property Address311 OAK ST, WAUKEGAN, IL 60085-6526
Document Number0007857756
Map ReferenceDOC 43932
Instrument DateAug 19, 2020
Instrument7857756
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2700 CENTRAL RD, GLENVIEW, IL 60025-4135

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWaukegan Township
MunicipalityWaukegan City
Unified School DistrictWaukegan Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,134 (+7.4%) Land $6,835 Building $42,299$147,417 (+7.4%) Land $20,507 Building $126,910
2024$3,969.00 (+2.14%)$45,749 (+11%) Land $6,364 Building $39,385$137,261 (+11%) Land $19,094 Building $118,167
2023$3,886.00 (+52.39%)$41,217 (+67.03%) Land $5,697 Building $35,520$123,664 (+67.03%) Land $17,093 Building $106,571
2022$2,550.00$24,677 Land $3,901 Building $20,776$74,038 Land $11,704 Building $62,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 311 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 311 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAUKEGAN
serves 87,149 people · EPA ID IL0971900
Water SourceSurface water
Last State InspectionApr 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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