Cass County property record for 313 Nelson Dr, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,296 sqft · built 1920 |
| Lot Size | 0.34 acres (14,996 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $792 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0200-13091-000 |
| Primary APN | 15-0200-13091-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,996 sqft (0.34 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 313 NELSON DR |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 6 BLOCK: 20 ADDITION: ADDITIONAL: 20-138-49 DESC TRACT COM AT SE COR OF AUD A .34 LOT 6-A OF NW 1/4 THENCE N 100', E |
| Legal Block | 20 |
| Legal Lot Number | 6 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 40503 |
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 313 NELSON DR, HORACE, ND 58047-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 313 NELSON DR, HORACE, ND 58047-4601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | FM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001573211 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 1573211 |
| Name | VALLEY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FARGO, ND 58104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $792.00 (-65.22%) | $82,300 (-) Land $17,350 Building $64,950 | $164,600 (-) Land $34,700 Building $129,900 |
| 2023 | $2,277.00 | $82,300 Land $17,350 Building $64,950 | $164,600 Land $34,700 Building $129,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Sparklight Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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