Minnehaha County property record for 301 N Locust Ave, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,416 sqft · built 1987 |
| Lot Size | 0.455 acres (19,815 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (May 2026) |
| Tax Bill | $6,201 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-14-329-029-000 |
| Primary APN | 01-22-14-329-029-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,416 sqft Finished Area |
| Gross Area | 2,404 sqft |
| 1st Floor Area | 1,444 sqft |
| Upper Floors Area | 960 sqft |
| Basement Area | 1,274 sqft |
| Finished Basement | 1,046 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,815 sqft (0.455 acres) |
| Lot Dimensions | 150 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 1,392 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 108 sqft |
| Patio Area | 388 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 56949 |
|---|---|
| Street Address | 301 N LOCUST AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-1191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8A & 9A BLOCK 1 GARDEN ESTATES ADDN TO SIOUX FALLS |
| Legal Subdivision | GARDEN ESTATES ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8A,9A |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 405 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 301 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN SIOUX FALLS |
| May 29, 2026 | Warranty Deed, Transfer PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Deed Document Number | 2026159843 |
| Deed Book / Page | 638-D / 711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 301 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 47112 85TH ST, SIOUX FALLS, SD 57108-8111 |
| Document Number | 002010/983 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 2010/983 |
| Instrument | 150863 |
| Name | THE FIRST NATIONAL BANK IN SIOUX FALLS |
|---|---|
| Type | Bank |
| Address | 100 S PHILLIPS AVE, SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | May 29, 2026 |
| Property Address | 301 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Document Number | 0000159843 |
| Book / Page | 638-D / 711 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026159843 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,470.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 301 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Document Number | 0000159844, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 2016-M/875 |
| Instrument | 2026159844 |
| Name | PLAINS COMMERCE BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,400 (+4.84%) Land $39,900 Building $347,500 | $387,400 Land $39,900 Building $347,500 | |
| 2025 | $6,201.00 | $369,500 (+1.12%) Land $39,900 Building $329,600 | |
| 2024 | $6,201.00 (-2.27%) | $365,400 (+8.52%) Land $39,900 Building $325,500 | |
| 2022 | $6,345.00 | $336,700 Land $39,900 Building $296,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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