313 N Eldorado St, San Mateo, CA 94401 Property Records

San Mateo County property record for 313 N Eldorado St, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,973 sqft · built 2013
Lot Size0.139 acres (6,059 sqft)
OwnerIndividual Name on Record
Last Sale$1,680,500 (Jan 2021)
Tax Bill$21,224 (2025)
Deeds & MortgagesJan 2021 Transfer
Jan 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN032-206-230

Property Details

APN / Parcel Number

Primary APN032-206-230

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,973 sqft Living Area
1st Floor Area1,973 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area6,059 sqft (0.139 acres)
Lot Dimensions121 ft deep x 50 ft wide
Garage Area464 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address313 N ELDORADO ST
CitySAN MATEO
StateCA
Zip94401-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20000
Legal DescriptionLOT 22 BLK 35 WESTERN ADDITION RESUB RSM 2/55
Legal SubdivisionWESTERN ADDITION RESUB
Legal Block35
Legal Lot Number22
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1010
Census Tract606201

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address313 N ELDORADO ST, SAN MATEO, CA 94401-1733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jan 15, 2021Grant Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleFeb 26, 2014 · Amount on Record
Deed Document Number20217303
Prior Transfer DateJan 12, 2021
Prior Transfer Doc0000007302
Record UpdatedSep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateJan 15, 2021
Property Address313 N ELDORADO ST, SAN MATEO, CA 94401-1733
Document Number0000007302
Instrument DateJan 12, 2021
Instrument7302
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address313 N ELDORADO ST SAN MATEO CA 944011733, SAN MATEO, CA 94401-1733

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJan 15, 2021
Property Address313 N ELDORADO ST, SAN MATEO, CA 94401-1733
Document Number0000007303
Map ReferenceMB E PG 26
Instrument DateJan 6, 2021
Instrument2021-007303
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,251.05
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address313 N ELDORADO ST, SAN MATEO, CA 94401-1733
InvestorPossibly a Property Investor

Mortgage

Document Number0000007304
DateJan 15, 2021
Instrument2021-007304
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,759,916 (-3.24%) Land $1,097,504 Building $662,412
2025$21,224.00 (-1.02%)$1,818,822 (+4.04%) Land $1,233,972 Building $584,850
2023$21,442.00 (+1.19%)$1,748,197 Land $1,186,056 Building $562,141$1,888,020
2022$21,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Sonic Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile, Unwired.

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