245 N Eldorado St, San Mateo, CA 94401 Property Records

San Mateo County property record for 245 N Eldorado St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1953
Lot Size	0.139 acres (6,059 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Aug 2009)
Tax Bill	$11,058 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`032-215-030`

Property Details

APN / Parcel Number

Primary APN	`032-215-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,280 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	6,059 sqft (0.139 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	245 N ELDORADO ST
City	SAN MATEO
State	CA
Zip	94401-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOT 14 BLOCK 34 RESUB OF BLOCKS 34 35 & 36 WESTERN ADDITION TO TOWN OF SAN MATEO RSM 2/55
Legal Subdivision	WESTERN ADDITION TO TOWN OF SAN MATEO
Legal Block	34
Legal Lot Number	14
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2006
Census Tract	606201

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	245 N ELDORADO ST, SAN MATEO, CA 94401-1829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Feb 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2009 · Amount on Record
Deed Sale	Aug 18, 2009 · Amount on Record
Prior Sale	Jun 4, 2009 · Amount on Record
Deed Document Number	2009111073
Last Transfer Date	Jan 22, 2018
Transfer Doc	0000012737
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	245 N ELDORADO ST, SAN MATEO, CA 94401-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N ELDORADO ST, SAN MATEO, CA 94401-1829

Mortgage

Document Number	0000098821
Date	Sep 22, 2020
Instrument	2020-098821

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 23, 2018
Property Address	245 N ELDORADO ST, SAN MATEO, CA 94401-1829
Document Number	0000012737
Instrument Date	Jan 22, 2018
Instrument	12737
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	245 N ELDORADO ST SAN MATEO CA 944011829, SAN MATEO, CA 94401-1829

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 22, 2017
Property Address	245 N ELDORADO ST, SAN MATEO, CA 94401-1829
Document Number	0000073209
Instrument Date	Aug 20, 2017
Instrument	73209
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N ELDORADO ST SAN MATEO CA 944011829, SAN MATEO, CA 94401-1829

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,118 (+2%) Land $329,150 Building $452,968
2025	$11,058.00 (+4.22%) Homeowner's exemption	$766,785 (+4.04%) Land $322,697 Building $444,088
2023	$10,610.00 (+1.98%) Homeowner's exemption	$737,012 Land $310,167 Building $426,845	$957,060
2022	$10,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Unwired.

Nearby Properties on N Eldorado St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures