313 N 3rd St, Banning, CA 92220 Property Records

Riverside County property record for 313 N 3rd St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 626 sqft · built 1916
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jan 2026)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`540-151-019`

Property Details

APN / Parcel Number

Primary APN	`540-151-019`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	626 sqft Living Area
Gross Area	690 sqft
1st Floor Area	626 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	313 N 3RD ST
City	BANNING
State	CA
Zip	92220-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR LOT 7 BLK 228 MB 009/044 SB AMENDED MAP OF THE BANNING LAND CO
Legal Subdivision	AMENDED MAP OF THE BANNING LAND CO
Legal Block	228
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2003
Census Tract	44101

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 N 3RD ST, BANNING, CA 92220-4781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jan 30, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
May 18, 2023	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 16, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	202631244
Prior Transfer Date	Feb 15, 2006
Prior Transfer Doc	0000194484
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	313 N 3RD ST, BANNING, CA 92220-4781
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST, BANNING, CA 92220-4781

Mortgage

Document Number	0000025632
Date	Jan 27, 2025
Instrument	2025-0025632

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MIAMI, FL 33143

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	313 N 3RD ST, BANNING, CA 92220-4781
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST, BANNING, CA 92220-4781

Mortgage

Document Number	0000126512
Date	Mar 15, 2022
Instrument	2022-0126512

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 30, 2026
Property Address	313 N 3RD ST, BANNING, CA 92220-4781
Document Number	0000031244
Map Reference	MB 9 PG 44
Instrument Date	Jan 6, 2026
Instrument	2026-0031244
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST, BANNING, CA 92220-4781

Mortgage

Document Number	0000031245
Date	Jan 30, 2026
Instrument	2026-0031245

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 18, 2023
Property Address	313 N 3RD ST, BANNING, CA 92220-4781
Document Number	0000143602
Map Reference	MB 2 PG 34
Instrument Date	Apr 17, 2023
Instrument	2023-0143602
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST, BANNING, CA 92220-4781

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 18, 2023
Property Address	313 N 3RD ST, BANNING, CA 92220-4781
Document Number	0000143601
Map Reference	MB 9 PG 44
Instrument Date	Apr 13, 2023
Instrument	2023-0143601
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST, BANNING, CA 92220-4781

Mortgage

Document Number	0000143603
Date	May 18, 2023
Instrument	2023-0143603

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	313 N 3RD ST, BANNING, CA 92220-4781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST, BANNING, CA 92220-4781

Mortgage

Document Number	0000034851
Date	Jan 19, 2021
Instrument	2021-0034851

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	May 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 16, 2018
Property Address	313 N 3RD ST, BANNING, CA 92220-4781
Document Number	0000060028
Instrument Date	Jan 4, 2018
Instrument	60028
Transaction Type	Transfer
Record Updated	Feb 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST BANNING CA 922204781, BANNING, CA 92220-4781

Mortgage

Document Number	60029
Date	Feb 16, 2018
Instrument	60029

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,444 (+2%) Land $21,224 Building $281,220
2025	$4,135.00 (+101.61%)	$296,514 (+108.56%) Land $20,808 Building $275,706
2023	$2,051.00 (+2.09%)	$142,170 Land $21,871 Building $120,299
2022	$2,009.00
2021			$170,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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