277 N 3rd St, Banning, CA 92220 Property Records

Riverside County property record for 277 N 3rd St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 843 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$31,500 (Jul 2010)
Tax Bill$619 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN540-151-015

Property Details

APN / Parcel Number

Primary APN540-151-015

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area843 sqft Living Area
Gross Area907 sqft
1st Floor Area843 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1918
Construction TypeWood
Roof MaterialGravel
Lot Area4,792 sqft (0.11 acres)
Garage TypeDetached
Garage Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address277 N 3RD ST
CityBANNING
StateCA
Zip92220-4781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionPOR LOT 5 BLK 228 MB 009/044 SB AMENDED MAP OF THE BANNING LAND CO
Legal SubdivisionAMENDED MAP OF THE BANNING LAND CO
Legal Block228
Legal Lot Number5
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group2
Census Block2003
Census Tract44101

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address300 S HIGHLAND SPRINGS AVE, BANNING, CA 92220-6504
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2010 · Amount on Record
Deed SaleJul 14, 2010 · Amount on Record
Prior SaleDec 29, 2009 · Amount on Record
Deed Document Number2010328619
Last Transfer DateJul 28, 2010
Transfer Doc0000400878
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address277 N 3RD ST, BANNING, CA 92220-4781
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044549
DateFeb 5, 2018
Instrument2018-0044549
Lender
NameEAST WEST BANK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateMar 1, 2023
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change6.87%
Index1-Year CMT
Max Rate10.8%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,011 (+2%) Land $19,543 Building $21,468
2025$619.00 (+2.65%)$40,208 (+4.03%) Land $19,160 Building $21,048
2024$603.00
2023$603.00 (+1.86%)$38,649 Land $18,417 Building $20,232
2022$592.00
2021$111,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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