313 Malpelo Ave, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 313 Malpelo Ave, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,795 sqft · built 2023
Lot Size	0.22 acres (9,599 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Aug 2023)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`402305403007`

Property Details

APN / Parcel Number

Primary APN	`402305403007`
Alternative APNs	`00952621155102` `10004608844`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	480 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621155102
Street Address	313 MALPELO AVE
City	PUNTA GORDA
State	FL
Zip	33983-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK627 LT 31 837/1662 1324/1392 3547/602 CD3585/517 4994/902 3298354
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	627
Legal Lot Number	31
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2376 HARBOUR DR, PORT CHARLOTTE, FL 33983-2716
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2022	Warranty Deed, Transfer · Construction Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	20233298354
Prior Transfer Date	Jun 23, 2011
Prior Transfer Doc	0035850517
Record Updated	Jun 8, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 2, 2023
Property Address	313 MALPELO AVE, PUNTA GORDA, FL 33983-5557
Document Number	0003298354
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Jul 31, 2023
Instrument	3298354
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2024
Title Company	SCA TITLE LLC, CAH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6330 TECHSTER BLVD, FORT MYERS, FL 33966-4725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2376 HARBOUR DR, PUNTA GORDA, FL 33983-2716

Mortgage

Document Number	0003298355
Date	Aug 2, 2023
Instrument	3298355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 2, 2022
Property Address	313 MALPELO AVE, PUNTA GORDA, FL 33983-5557
Document Number	0049940902
Book / Page	4994 / 902
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	May 31, 2022
Instrument	3109828
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	CAH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2430 HIGHMOOR RD, HIGHLAND PARK, IL 60035-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6330 TEEBSTER BWD, SAINT JAMES CITY, FL 33956

Mortgage

Document Number	0050031858
Date	Jun 17, 2022
Book Page	5003/1858
Instrument	3116928

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	BRADENTON, FL 34205

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,280.00 (-17.93%)	$283,754 (+778.5%) Land $38,250 Building $245,504	$283,754 (+646.72%) Land $38,250 Building $245,504
2024	$5,215.00 (+457.75%)
2023	$935.00 (+63.46%)	$32,300 (+18.75%)	$38,000 (+39.71%) Land $38,000
2022	$572.00	$27,200 Land $27,200	$27,200 Land $27,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Malpelo Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures