271 Malpelo Ave, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 271 Malpelo Ave, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,639 sqft · built 1990
Lot Size	0.471 acres (20,505 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Aug 2004)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402305405003`

Property Details

APN / Parcel Number

Primary APN	`402305405003`
Alternative APNs	`00952621153809` `10004608856`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,639 sqft Living Area
Gross Area	3,669 sqft
1st Floor Area	2,639 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	20,505 sqft (0.471 acres)
Garage Type	Attached
Garage Area	512 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Porch	Enclosed/Screened Porch
Porch Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621153809
Street Address	271 MALPELO AVE
City	PUNTA GORDA
State	FL
Zip	33983-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK627 LTS 18&19 832/1703 1067/995 1655/280 1838/1729 2533/582-84 3676/168 CD3707/767
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	627
Legal Lot Number	18,19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20103

Owner

271 Malpelo Ave is owned and occupied by an individual who acquired it in June 2012.

Source: Charlotte County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	271 MALPELO AVE, PUNTA GORDA, FL 33983-5552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2004 · Amount on File
Deed Sale	Aug 12, 2004 · Amount on File
Prior Sale	Aug 12, 2004 · Amount on File
Deed Document Number	20041245917
Deed Book / Page	2533 / 584
Last Transfer Date	Jun 29, 2012
Transfer Doc	0037070767
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 3, 2026
Property Address	271 MALPELO AVE, PUNTA GORDA, FL 33983-5552
Document Number	0003680515
Instrument Date	Aug 29, 2026
Instrument	20263680515
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 MALPELO AVE, PUNTA GORDA, FL 33983-5552

Mortgage

Document Number	0003680515,
Date	Sep 3, 2026
Instrument	20263680515

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	271 MALPELO AVE, PUNTA GORDA, FL 33983-5552
Document Number	0045690621
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 MALPELO AVE PUNTA GORDA FL 339835552, PUNTA GORDA, FL 33983-5552

Mortgage

Document Number	0045690621
Date	Apr 29, 2020
Book Page	004569/000621
Instrument	2807576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 28, 2040

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	271 MALPELO AVE, PUNTA GORDA, FL 33983-5552
Document Number	0041720865
Book / Page	004172 / 000865
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 MALPELO AVE PUNTA GORDA FL 339835552, PUNTA GORDA, FL 33983-5552

Mortgage

Document Number	0041720865
Date	Mar 1, 2017
Book Page	004172/000865
Instrument	2503489

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 271 Malpelo Ave was $3,086 with a homeowner's exemption, up 2.4% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (+2.35%) Homeowner's exemption	$182,064	$379,763 Land $56,100 Building $323,663
2024	$3,015.00 (+1.28%)
2023	$2,977.00 (+8.14%) Homeowner's exemption	$171,780 (+3%)	$341,583 (-5.61%) Land $66,000 Building $275,583
2022	$2,753.00 Homeowner's exemption	$166,777	$361,866 Land $44,200 Building $317,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 271 Malpelo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 271 Malpelo Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Malpelo Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures