Garden County property record for 313 Main St, Oshkosh, NE 69154
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,000 sqft · built 1920 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $74,000 (Feb 2012) |
| Tax Bill | $569 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2493-00-0-10005-004-0045 |
| Primary APN | 2493-00-0-10005-004-0045 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,000 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Metal |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 313 MAIN ST |
|---|---|
| City | OSHKOSH |
| State | NE |
| Zip | 69154 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | 03-COMMERCIAL |
| Legal Description | LOTS 11-12 BLK 4 ORIGINAL TOWN OSHKOSH |
| Legal Block | 4 |
| Legal Lot Number | 11-12 |
| Jurisdiction | GARDEN NE |
| Township / Civil Division | LOST CREEK |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 952100 |
Source: Garden County records, as of February 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 380, OSHKOSH, NE 69154-0380 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2012 · Amount on Record |
| Deed Sale | Feb 8, 2012 · Amount on Record |
| Deed Document Number | 0000201261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDEN NE |
| Property Address | 313 MAIN ST, OSHKOSH, NE 69154 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202300288 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-00288 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | GERING, NE 69341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 7, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Garden County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Garden County |
| Municipality | Oshkosh City |
| Unified School District | Garden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569.00 (-7.03%) | $52,740 (+7.79%) Land $6,000 Building $46,740 | $52,740 (+7.79%) Land $6,000 Building $46,740 |
| 2023 | $612.00 | $48,930 Land $2,250 Building $46,680 | $48,930 Land $2,250 Building $46,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OSHKOSH serves 809 people · EPA ID NE3106901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2019 Arsenic resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vistabeam Fiber · Fixed Wireless | 2,000 / 2,000 |
| Windbreak Cable Cable | 1,024 / 30 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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