Garden County property record for 309 Main St, Oshkosh, NE 69154
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 1,376 sqft · built 1920 |
| Lot Size | 0.076 acres (3,350 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2493-00-0-10005-004-0050 |
| Primary APN | 2493-00-0-10005-004-0050 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,376 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Metal |
| Lot Area | 3,350 sqft (0.076 acres) |
| Lot Dimensions | 134 ft deep x 25 ft wide |
| Heating System | Space Heater |
|---|
| Street Address | 309 MAIN ST |
|---|---|
| City | OSHKOSH |
| State | NE |
| Zip | 69154-6112 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | 03-COMMERC |
| Legal Description | LOT 13 BLK 4 ORIGINAL TOWN OSHKOSH |
| Legal Subdivision | ORIGINAL TOWN ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | GARDEN NE |
| Township / Civil Division | LOST CREEK |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 952100 |
309 Main St, commercial vacant land, is owned by two individuals who acquired it in November 2013.
Source: Garden County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 380, OSHKOSH, NE 69154-0380 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2013 |
| Deed Sale | Nov 1, 2013 |
| Prior Sale | Aug 19, 2013 · Amount on File |
| Deed Book / Page | 2013 / 501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDEN NE |
| Property Address | 309 MAIN ST, OSHKOSH, NE 69154-6112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 290983 COUNTY ROAD G, MINATARE, NE 69356-4327 |
| Document Number | 0202300288 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-00288 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | GERING, NE 69341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 7, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 309 Main St was $16.
Source: Garden County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Garden County |
| Municipality | Oshkosh City |
| Unified School District | Garden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,500 (-) Land $1,500 | $1,500 (-) Land $1,500 | |
| 2025 | $16.00 | $1,500 Land $1,500 | $1,500 Land $1,500 |
| 2023 | $14.00 | $1,125 Land $1,125 | $1,125 Land $1,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 4, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OSHKOSH serves 809 people · EPA ID NE3106901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2019 Arsenic resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vistabeam Fiber · Fixed Wireless | 2,000 / 2,000 |
| Windbreak Cable Cable | 1,024 / 30 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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