309 Main St, Maxwell, IA 50161 Property Records

Story County property record for 309 Main St, Maxwell, IA 50161

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,764 sqft · built 1956
Lot Size0.261 acres (11,360 sqft)
OwnerIndividual Name on Record
Last Sale$215,500 (Aug 2022)
Tax Bill$3,644 (2025)
Deeds & MortgagesFeb 2017 Line of Credit
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-27-131-220

Property Details

APN / Parcel Number

Primary APN15-27-131-220

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
Basement Area1,764 sqft
Finished Basement1,526 sqft
Unfinished Basement238 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,360 sqft (0.261 acres)
Lot Dimensions142 ft deep x 80 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area42 sqft
Patio Area529 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address309 MAIN ST
CityMAXWELL
StateIA
Zip50161-3000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALDWIN & MAXWELL ADD N30' LOT 8 & ALL LOT 9 BLK G
Legal Range22W
Legal Township82N
Legal Section27
Legal SubdivisionBALDWIN & MAXWELL'S ADD
Legal BlockG
Legal Lot Number8,9
JurisdictionSTORY IA
Township / Civil DivisionINDIAN CREEK
Census Block Group1
Census Block1107
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 MAIN ST, MAXWELL, IA 50161-3000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2017Deed of Trust, Mortgage · Line of Credit
GREATER IOWA CU
Aug 25, 2022Warranty Deed, Transfer · VA Mortgage
FRONTIER FINANCIAL
Jun 2, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Deed Document Number20228566
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address309 MAIN ST, MAXWELL, IA 50161-3000
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700001734
DateFeb 27, 2017
Instrument2017-00001734
Lender
NameGREATER IOWA CU
TypeCredit Union
AddressAMES, IA 50010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 26, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateAug 25, 2022
Property Address309 MAIN ST, MAXWELL, IA 50161-3000
Document Number0202208566
Instrument DateAug 9, 2022
Instrument2022-08566
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$344.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 MAIN ST, MAXWELL, IA 50161-3000

Mortgage

Document Number0202208567
DateAug 25, 2022
Instrument2022-08567
Lender
NameFRONTIER FINANCIAL
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateJun 2, 2017
Property Address309 MAIN ST, MAXWELL, IA 50161-3000
Document Number201700005265
Instrument DateMay 6, 2017
Instrument2017-00005265
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 MAIN ST, MAXWELL, IA 50161-3000
InvestorPossibly a Property Investor

Mortgage

Document Number201700005266
DateJun 2, 2017
Instrument2017-00005266
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityMaxwell City
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,644.00 (-3.9%)$229,600 (+3.8%) Land $30,000 Building $199,600$229,600 (+3.8%) Land $30,000 Building $199,600
2024$3,792.00 (+3.72%)
2023$221,200 Land $28,000 Building $193,200$221,200 Land $28,000 Building $193,200
2022$3,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1991–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAXWELL WATER DEPARTMENT
serves 859 people · EPA ID IA8557058
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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