313 Linden St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 313 Linden St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,258 sqft · built 1880
Lot Size	0.072 acres (3,125 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Feb 2025)
Tax Bill	$914 (2025)
Deeds & Mortgages	Oct 2025 Transfer Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-34-11-010.00`

Property Details

APN / Parcel Number

Primary APN	`026-34-11-010.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,258 sqft Finished Area
Gross Area	1,346 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,125 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	313 LINDEN ST
City	COVINGTON
State	KY
Zip	41016-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNER GEO R PT LOT 66 25'X 125'
Legal Subdivision	KENNER GEO R
Legal Lot Number	66
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7004 OCONNELL PL, UNION, KY 41091-7544
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Quit Claim Deed, Transfer 360 AMERICAN TITLE SERVICES
Apr 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIELDSTONE VENTURES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Apr 15, 2022 · Amount on Record
Deed Document Number	202571
Deed Book / Page	330 / 796
Last Transfer Date	Oct 10, 2025
Transfer Doc	0005900108
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 16, 2025
Property Address	313 LINDEN ST, LUDLOW, KY 41016-1436
Document Number	0005900108
Book / Page	KC 369 / 101
Map Reference	MB 1034 PG 102
Instrument Date	Oct 10, 2025
Instrument	25101605900108
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7004 OCONNELL PL, UNION, KY 41091-7544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7004 OCONNELL PL, UNION, KY 41091-7544

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 15, 2022
Property Address	313 LINDEN ST, LUDLOW, KY 41016-1436
Document Number	0005900073
Book / Page	159 / 881
Map Reference	PL 33 MB 1034 PG 102
Instrument Date	Apr 14, 2022
Instrument	22041505900073
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17920 GULF BLVD # 15041504, 17920, REDINGTON SHORES, FL 33708-1145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 PIECK DR, COVINGTON, KY 41011-2667

Mortgage

Document Number	0005900074
Date	Apr 15, 2022
Instrument	22041505900074

Lender

Name	FIELDSTONE VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 14, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,000 (+7.14%) Land $15,000 Building $60,000	$75,000 (+7.14%) Land $15,000 Building $60,000
2025	$914.00 (+0.44%)	$70,000 (-) Land $10,000 Building $60,000	$70,000 (-) Land $10,000 Building $60,000
2024	$910.00 (+77.04%)	$70,000 (+75%) Land $10,000 Building $60,000	$70,000 (+75%) Land $10,000 Building $60,000
2023	$514.00	$40,000 Land $10,000 Building $30,000	$40,000 Land $10,000 Building $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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