310 Linden St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 310 Linden St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,340 sqft · built 1900
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Apr 2024)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`026-34-10-015.00`

Property Details

APN / Parcel Number

Primary APN	`026-34-10-015.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,340 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,125 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	310 LINDEN ST
City	COVINGTON
State	KY
Zip	41016-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNER GEO R E 25' LOT 63 25'X 125' NS LINDEN 100' W DAVIES
Legal Subdivision	KENNER GEO R
Legal Lot Number	63
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2005
Census Tract	66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 LINDEN ST, COVINGTON, KY 41016-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL NW BANK
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 10, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 10, 2020	Warranty Deed, Transfer · Conventional with PMI SUCCESS MTG PTRS
Mar 19, 2020	Deed of Trust, Construction Loan · Construction Mortgage HERITAGE BK
Jan 22, 2020	Grant Deed, Transfer SERVICELINK
Aug 28, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	2024116
Deed Book / Page	278 / 785
Prior Transfer Date	Mar 11, 2024
Prior Transfer Doc	0005900116
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Sep 2, 2026
Property Address	310 LINDEN ST, COVINGTON, KY 41016-1437
Document Number	0000020129
Book / Page	491 / 829
Instrument Date	Aug 20, 2026
Instrument	202620129
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 LINDEN ST, COVINGTON, KY 41016-1437

Mortgage

Document Number	0000020129,
Date	Sep 2, 2026
Book Page	491/829
Instrument	202620129

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2051

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	310 LINDEN ST, LUDLOW, KY 41016-1437
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 LINDEN ST, LUDLOW, KY 41016-1437
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900034
Date	Jun 6, 2022
Book Page	376/846
Instrument	22060605900034

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 10, 2024
Property Address	310 LINDEN ST, LUDLOW, KY 41016-1437
Document Number	0005900116
Book / Page	KC 278 / 785
Instrument Date	Mar 11, 2024
Instrument	24041005900116
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 LINDEN ST, LUDLOW, KY 41016-1437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 LINDEN ST, LUDLOW, KY 41016-1437

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 10, 2020
Property Address	310 LINDEN ST, LUDLOW, KY 41016-1437
Document Number	0000000071
Book / Page	000060 / 000235
Instrument Date	Dec 9, 2020
Instrument	71
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 LINDEN ST LUDLOW KY 410161437, LUDLOW, KY 41016-1437

Mortgage

Document Number	72
Date	Dec 10, 2020
Book Page	00M138/000889
Instrument	72

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Mar 19, 2020
Property Address	310 LINDEN ST, LUDLOW, KY 41016-1437
Document Number	0000000037
Book / Page	000M21 / 000647
Instrument Date	Mar 4, 2020
Instrument	37
Transaction Type	Construction Loan
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14128 PLUM CREEK RD BUTLER KY 410068391, BUTLER, KY 41006-8391

Mortgage

Document Number	0000000037
Date	Mar 19, 2020
Book Page	000M21/000647
Instrument	37

Lender

Name	HERITAGE BK
Type	Bank
Address	COLD SPRING, KY 41706

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2021

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 22, 2020
Property Address	310 LINDEN ST, LUDLOW, KY 41016-1437
Document Number	0000000125
Book / Page	000003 / 000530
Instrument Date	Nov 20, 2019
Instrument	125
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 LINDEN ST LUDLOW KY 410161437, LUDLOW, KY 41016-1437

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Aug 28, 2019
Property Address	310 LINDEN ST, LUDLOW, KY 41016-1437
Document Number	0000000115
Book / Page	0C6739 / 000333
Instrument Date	Jun 24, 2019
Instrument	115
Transaction Type	Foreclosure
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$41.33
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 KINGSLEY DR CINCINNATI OH 452271114, CINCINNATI, OH 45227-1114

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,700 (+2.48%) Land $15,000 Building $220,700	$235,700 (+2.48%) Land $15,000 Building $220,700
2025	$3,003.00 (+1.45%)	$230,000 (-) Land $10,000 Building $220,000	$230,000 (-) Land $10,000 Building $220,000
2023	$2,960.00	$230,000 Land $10,000 Building $220,000	$230,000 Land $10,000 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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