313 Jo Ann Ct, Normal, IL 61761 Property Records

McLean County property record for 313 Jo Ann Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,414 sqft · built 1986
Lot Size	0.186 acres (8,122 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2026)
Tax Bill	$4,816 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-351-027`

Property Details

APN / Parcel Number

Primary APN	`14-29-351-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,122 sqft (0.186 acres)
Lot Dimensions	75 ft deep x 65 ft wide
Garage Area	440 sqft
Porch	Open Frame Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	313 JO ANN CT
City	NORMAL
State	IL
Zip	61761-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	6TH ADDN UNIVERSITY PARK LOT 480
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	6TH ADDN UNIVERSITY PARK
Legal Lot Number	480
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	4
Census Block	4016
Census Tract	302

Owner

Source: McLean County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 JO ANN CT, NORMAL, IL 61761-4308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 3, 2013	Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	20268076
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 15, 2026
Property Address	313 JO ANN CT, NORMAL, IL 61761-4308
Document Number	202600008076
Instrument Date	May 22, 2026
Instrument	20268076
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 JO ANN CT, NORMAL, IL 61761-4308

Mortgage

Document Number	0000008077,
Date	Jun 15, 2026
Instrument	20268077

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 3, 2023
Property Address	313 JO ANN CT, NORMAL, IL 61761-4308
Document Number	202300015157
Map Reference	DOC 77-7754
Instrument Date	Oct 30, 2023
Instrument	2023-00015157
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 JO ANN CT, NORMAL, IL 61761-4308

Mortgage

Document Number	202300015158
Date	Nov 3, 2023
Instrument	2023-00015158

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

June 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 3, 2013
Property Address	313 JO ANN CT, NORMAL, IL 61761-4308
Document Number	201300013735
Instrument Date	May 22, 2013
Instrument	2013-00013735
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1313 JOAN WAY, NORMAL, IL 61761-3216

Mortgage

Document Number	201300013736
Date	Jun 3, 2013
Instrument	2013-00013736

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2028

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,292 (+21.89%) Land $15,182 Building $56,110	$213,876 (+21.89%) Land $45,546 Building $168,330
2024	$4,816.00 (+18.5%)
2023	$4,064.00 (+16.45%)	$58,490 (+10.69%) Land $12,456 Building $46,034	$175,470 (+10.69%) Land $37,368 Building $138,102
2022	$3,490.00	$52,841 Land $11,253 Building $41,588	$158,523 Land $33,759 Building $124,764

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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