303 Jo Ann Ct, Normal, IL 61761 Property Records

McLean County property record for 303 Jo Ann Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1986
Lot Size	0.223 acres (5,304 sqft)
Owner	2 Individual Names on File
Last Sale	$263,000 (Apr 2026)
Tax Bill	$4,876 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2006 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-351-022`

Property Details

APN / Parcel Number

Primary APN	`14-29-351-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	783 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Roof Material	Asphalt
Lot Area	5,304 sqft (0.223 acres)
Lot Dimensions	104 ft deep x 51 ft wide
Garage Area	370 sqft
Porch	Open Frame Porch
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	303 JO ANN CT
City	NORMAL
State	IL
Zip	61761-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	6TH ADD UNIVERSITY PARK LOT 475
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	6TH ADD UNIVERSITY PARK
Legal Lot Number	475
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	4
Census Block	4016
Census Tract	302

Owner

Source: McLean County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 JO ANN CT, NORMAL, IL 61761-4308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-ILLINI CU
Feb 28, 2006	Deed of Trust, Mortgage · Line of Credit USAA FSB
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Apr 13, 2026	Quit Claim Deed, Transfer FRONTIER TITLE COMPANY
Nov 24, 2014	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Nov 24, 2014 · Amount on File
Deed Document Number	20264857
Prior Transfer Date	Mar 16, 2026
Prior Transfer Doc	202600004856
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	303 JO ANN CT, NORMAL, IL 61761-4308
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000026682
Date	Dec 7, 2020
Instrument	2020-00026682

Lender

Name	MID-ILLINI CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	303 JO ANN CT, NORMAL, IL 61761-4308
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600004728
Date	Feb 28, 2006
Instrument	2006-00004728

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 7, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 13, 2026
Property Address	303 JO ANN CT, NORMAL, IL 61761-4308
Document Number	202600004857
Instrument Date	Mar 23, 2026
Instrument	20264857
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,844.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 JO ANN CT, NORMAL, IL 61761-4308

Mortgage

Document Number	0000004858,
Date	Apr 13, 2026
Instrument	20264858

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000004859,
Date	Apr 13, 2026
Instrument	20264859

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 13, 2026
Property Address	303 JO ANN CT, NORMAL, IL 61761-4308
Document Number	202600004856
Instrument Date	Mar 16, 2026
Instrument	20264856
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 JO ANN CT, NORMAL, IL 61761-4308

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 24, 2014
Property Address	303 JO ANN CT, NORMAL, IL 61761-4308
Document Number	201400020763
Map Reference	DOC77-7754
Instrument Date	Nov 14, 2014
Instrument	2014-00020763
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	303 JO ANN CT, NORMAL, IL 61761-4308

Mortgage

Document Number	201400020764
Date	Nov 24, 2014
Instrument	2014-00020764

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2044

Interest

Rate	4.25%

Mortgage

Document Number	201400020765
Date	Nov 24, 2014
Instrument	2014-00020765

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,101 (+21.89%) Land $15,927 Building $56,174	$216,303 (+21.89%) Land $47,781 Building $168,522
2024	$4,876.00 (+7.19%)
2023	$4,549.00	$59,154 Land $13,067 Building $46,087	$177,462 Land $39,201 Building $138,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Watch TV.

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