301 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 301 Georgia Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,739 sqft · built 2014
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$238,000 (Aug 2020)
Tax Bill$3,643 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0394-0100

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0394-0100
Alternative APNs
  • 263001000103940100
  • 79863

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,739 sqft Living Area
Gross Area2,606 sqft
1st Floor Area1,739 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions150 ft deep x 62.5 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area383 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address301 GEORGIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionLAKEFRONT ADDN PB B PG 61 BLK 394 N 62.5 FT LOT 10
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block394
Legal Lot Number10
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3021
Census Tract43400

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address301 GEORGIA AVE, SAINT CLOUD, FL 34769-2654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2020 · Amount on Record
Deed SaleAug 17, 2020 · Amount on Record
Prior SaleApr 8, 2015 · Amount on Record
Deed Document Number2020108076
Deed Book / Page5775 / 1546
Prior Transfer DateAug 17, 2005
Prior Transfer Doc0028740788
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 17, 2020
Property Address301 GEORGIA AVE, SAINT CLOUD, FL 34769-2654
Document Number0057751546
Book / Page5775 / 1546
Map ReferenceMB B PG 61-64
Instrument DateAug 14, 2020
Instrument2020108076
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,666.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address301 GEORGIA AVE, 301, SAINT CLOUD, FL 34769-2654

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 GEORGIA AVE, SAINT CLOUD, FL 34769-2654

Mortgage

Document Number0057751548
DateAug 17, 2020
Instrument5775/1548
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,643.00 (+3.73%) Homeowner's exemption Senior Citizen's exemption$258,052 (+5.99%)$364,700 (+14.65%) Land $60,000 Building $304,700
2024$3,512.00 (+2.78%)
2023$3,417.00 (+3.8%) Homeowner's exemption Senior Citizen's exemption$243,476 (+3%)$318,100 (+18.69%) Land $55,000 Building $263,100
2022$3,292.00 Homeowner's exemption Senior Citizen's exemption$236,385$268,000 Land $50,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

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