313 Elm St, Sanger, TX 76266 Property Records

Denton County property record for 313 Elm St, Sanger, TX 76266

Property Summary

Property Type	Single Family Home
Details	2,516 sqft · built 1902
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on File
Last Sale	$361,200 (Jun 2021)
Tax Bill	$7,281 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R58827 296316`

Property Details

APN / Parcel Number

Primary APN	`R58827 296316`
Alternative APNs	`SS0024A-000016-0000-0002-0000` `R58827` `910470`

Interior

Stories	2 Stories
Building Area	2,516 sqft Living Area
1st Floor Area	1,438 sqft
2nd Floor Area	1,078 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	1 ft deep x 17,500 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	480 sqft
Balcony Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	313 ELM ST
City	SANGER
State	TX
Zip	76266-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O T SANGER BLK 16 LOT 2,3
Legal Subdivision	O T SANGER
Legal Block	16
Legal Lot Number	2,3
Jurisdiction	DENTON TX
Township / Civil Division	SANGER
Census Block Group	1
Census Block	1055
Census Tract	20203

Owner

313 Elm St is owned and occupied by two individuals who bought it in June 2021.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 ELM ST, SANGER, TX 76266-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jun 7, 2021	Vendor's Lien, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Sep 21, 2015 · Amount on File
Deed Document Number	2021102916
Prior Transfer Date	Nov 4, 2014
Prior Transfer Doc	0000114631
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	313 ELM ST, SANGER, TX 76266-4804
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034712
Date	Mar 27, 2017
Instrument	2017-034712

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	313 ELM ST, SANGER, TX 76266-4804
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120078
Date	Sep 24, 2019
Instrument	2019-120078

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jun 7, 2021
Property Address	313 ELM ST, SANGER, TX 76266-4804
Document Number	0000102916
Map Reference	VOL 448 PG 630
Instrument Date	Jun 4, 2021
Instrument	2021-102916
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 ELM ST, 313, SANGER, TX 76266-4804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 ELM ST, SANGER, TX 76266-4804

Mortgage

Document Number	0000102917
Date	Jun 7, 2021
Instrument	2021-102917

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 313 Elm St was $7,281 with exemptions applied.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Sanger City
Unified School District	Sanger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,235 Land $86,625 Building $359,610	$446,235 Land $86,625 Building $359,610
2025	$7,281.00
2023	$6,177.00 (-15.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$373,880 Land $67,375 Building $306,505	$373,880 Land $67,375 Building $306,505
2022	$7,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANGER serves 10,166 people · EPA ID TX0610006
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Nov 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
ElektraFi Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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