313 E Ruth St, Sidney, OH 45365 Property Records

Shelby County property record for 313 E Ruth St, Sidney, OH 45365 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1958
Square Footage	2,130 sqft Living Area
Lot Size	10,950 sqft (0.251 acres)
Occupancy	Owner Occupied
Last Sale	$245,500 (2024)
Tax Bill	$1,891.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-1824478.009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,130 sqft Living Area
1st Floor	1,410 sqft 1st Floor
Basement Area	1,314 sqft Basement
Finished Basement	1,314 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Tri-Level Style
Construction Type	Frame Construction
Roof Material	Shingle Roof
Lot Area	10,950 sqft (0.251 acres)
Depth X Width	150 ft x 73 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	308 sqft Garage

Exterior Amenities

Pool Area	1 sqft Pool
Shed	1 Shed
Shed Area	120 sqft Shed
Patio Area	336 sqft Patio
Porch Area	36 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	313 E RUTH ST
City	SIDNEY
State	OH
Zip	45365-1620
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2733 WHOLE NORTHLAWN SUBDIVISION CITY OF SIDNEY 020-18-24-478-009
Legal Subdivision	NORTHLAWN SUBDIVISION
Legal Lot Number	2733
Jurisdiction	SHELBY OH
Minor Civil Division	CLINTON
Census Blockgroup	3
Census Block	3008
Census Tract	972100

Owner

Source: Shelby County records · APN 01-1824478.009

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 E RUTH ST, SIDNEY, OH 45365-1620
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Jul 23, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2024 · Amount on Record
Deed Sale	Nov 04, 2024 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Doc Number	20245156
Deed Book / Page	2322 / 3754
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	313 E RUTH ST, SIDNEY, OH 45365-1620
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2248/223
Date	Oct 13, 2020
Book Page	2248/223
Instrument	202000006286

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jul 23, 2018
Property Address	313 E RUTH ST, SIDNEY, OH 45365-1620
Document Number	2136/619
Book / Page	2136 / 619
Instrument Date	Jul 20, 2018
Instrument	201800003678
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	313 E RUTH ST, SIDNEY, OH 45365-1620

Mortgage

Document Number	201800003679
Date	Jul 23, 2018
Instrument	201800003679

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00 (-6.01%)	$58,220 (-) Land $12,480 Building $45,740
2024	$2,012.00 (-2.24%) Homeowner's exemption	$58,220 (-) Land $12,480 Building $45,740
2023	$2,058.00 (+6.63%) Homeowner's exemption	$58,220 (+20.41%) Land $12,480 Building $45,740	$166,330 (+20.4%) Land $35,650 Building $130,680
2022	$1,930.00 Homeowner's exemption	$48,350 Land $9,940 Building $38,410
2020			$138,150 Land $28,400 Building $109,750

313 E Ruth St, Sidney, OH 45365 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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