Shelby County property record for 307 E Ruth St, Sidney, OH 45365 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,648 sqft Living Area |
| Lot Size | 10,950 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2026) |
| Tax Bill | $1,772.00 (2025) |
| Primary APN | 01-1824478.008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,648 sqft Living Area |
| 1st Floor | 1,128 sqft 1st Floor |
| Basement Area | 1,128 sqft Basement |
| Finished Basement | 1,128 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Brick Construction |
| Roof Material | Shingle Roof |
| Lot Area | 10,950 sqft (0.251 acres) |
| Depth X Width | 150 ft x 73 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 286 sqft Garage |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 307 E RUTH ST |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-1620 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2734 WHOLE NORTHLAWN SUBDIVISION CITY OF SIDNEY 020-18-24-478-008 |
| Legal Subdivision | NORTHLAWN SUBDIVISION |
| Legal Lot Number | 2734 |
| Jurisdiction | SHELBY OH |
| Minor Civil Division | CLINTON |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 972100 |
Source: Shelby County records · APN 01-1824478.008
Assessment roll updated March 24, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 COUNTY ROAD 25A S, SIDNEY, OH 45365-8126 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 10, 2020 | Deed of Trust, Mortgage · Line of Credit WESTERN OHIO MORTGAGE CORP |
| Apr 06, 2026 | Warranty Deed, Transfer · Line of Credit FARM CREDIT SERVICES MID-AMERICA |
| Apr 06, 2026 | Warranty Deed, Transfer · Line of Credit FARM CREDIT SERVICES MID-AMERICA |
| Jan 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK |
| Sep 03, 2014 | Executor's Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Deed Doc Number | 20261643 |
| Deed Book / Page | 2331 / 1155 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 307 E RUTH ST, SIDNEY, OH 45365-1620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 002176/216 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 2176/216 |
| Instrument | 201900003211 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 09, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 307 E RUTH ST, SIDNEY, OH 45365-1620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002230/586 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 2230/586 |
| Instrument | 202000003971 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Apr 06, 2026 |
| Property Address | 307 E RUTH ST, SIDNEY, OH 45365-1620 |
| Document Number | 0000001643 |
| Book / Page | 2331 / 1155 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20261643 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | LEADERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $96,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1111 COUNTY ROAD 25A S, SIDNEY, OH 45365-8126 |
| Document Number | 0000001645, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20261645 |
| Name | FARM CREDIT SERVICES MID-AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 104 Months |
| Due | Dec 01, 2034 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000001644, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 2331/1157 |
| Instrument | 20261644 |
| Name | FARM CREDIT SERVICES MID-AMERICA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 20 Months |
| Due | May 01, 2046 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Apr 06, 2026 |
| Property Address | 307 E RUTH ST, SIDNEY, OH 45365-1620 |
| Document Number | 02331/1155 |
| Book / Page | 2331 / 1155 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20261643 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | LEADERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $96,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1111 COUNTY ROAD 25A S, SIDNEY, OH 45365-8126 |
| Document Number | 0000001645, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20261645 |
| Name | FARM CREDIT SERVICES MID-AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 104 Months |
| Due | Dec 01, 2034 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000001644, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 2331/1157 |
| Instrument | 20261644 |
| Name | FARM CREDIT SERVICES MID-AMERICA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 20 Months |
| Due | May 01, 2046 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Jan 19, 2023 |
| Property Address | 307 E RUTH ST, SIDNEY, OH 45365-1620 |
| Document Number | 0002313/18 |
| Book / Page | 2313 / 18 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 202300281 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 E RUTH ST, SIDNEY, OH 45365-1620 |
| Document Number | 0202300282 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 202300282 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 7.95% |
| Index | 1-Year CMT |
| Max Rate | 11.9% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Sep 03, 2014 |
| Property Address | 307 E RUTH ST, SIDNEY, OH 45365-1620 |
| Document Number | 001964/355 |
| Book / Page | 1964 / 355 |
| Instrument Date | Aug 13, 2014 |
| Instrument | 201400003998 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Document Number | 001964/357 |
|---|---|
| Date | Sep 03, 2014 |
| Book Page | 1964/357 |
| Instrument | 201400003999 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2044 |
Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,772.00 (-6.04%) | $54,530 (-) Land $12,480 Building $42,050 | |
| 2024 | $1,886.00 (-2.23%) Homeowner's exemption | $54,530 (-) Land $12,480 Building $42,050 | |
| 2023 | $1,929.00 (+14.75%) Homeowner's exemption | $54,530 (+29.74%) Land $12,480 Building $42,050 | $155,780 (+29.72%) Land $35,650 Building $120,130 |
| 2022 | $1,681.00 Homeowner's exemption | $42,030 Land $9,940 Building $32,090 | |
| 2020 | $120,090 Land $28,400 Building $91,690 |
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