Washington County property record for 313 E Franklin St, Hagerstown, MD 21740
| Property Type | Commercial |
|---|---|
| Details | 2,779 sqft · built 1984 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Company Name on Record |
| Last Sale | $460,000 (May 2025) |
| Tax Bill | $3,649 (2026) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-001698 |
| Primary APN | 22-001698 |
|---|---|
| Alternative APN |
|
| Lot Area | 18,731 sqft (0.43 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 57 ft wide |
| Sewer | Connected |
|---|
| Account Number | 001698 |
|---|---|
| Street Address | 313 E FRANKLIN ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-4923 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CG |
| Legal Description | LOT 0.43 ACRES 313 E FRANKLIN ST |
| Legal Subdivision | HOOVER PROPERTY |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2124, HAGERSTOWN, MD 21742-2124 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 1, 2025 | Deed, Transfer · Commercial Mortgage CNB BANK INC |
| Nov 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB |
| Jun 13, 2018 | Grant Deed, Transfer · Conventional Mortgage 313 E FRANKLIN LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on Record |
| Deed Sale | May 1, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2018 · Amount on Record |
| Deed Book / Page | 7675 / 398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 1, 2025 |
| Property Address | 313 E FRANKLIN ST, HAGERSTOWN, MD 21740-4923 |
| Document Number | 0076750398 |
| Book / Page | 7675 / 398 |
| Instrument Date | Apr 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TITLE & STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2124, HAGERSTOWN, MD 21742-2124 |
| Document Number | 0007675403 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 7675/403 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 313 E FRANKLIN ST, HAGERSTOWN, MD 21740-4923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EVERGREEN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0058730372 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 5873/0372 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 13, 2018 |
| Property Address | 313 E FRANKLIN ST, HAGERSTOWN, MD 21740-4923 |
| Document Number | 0057710054 |
| Book / Page | 005771 / 000054 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | C T AND E SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 313 E FRANKLIN ST HAGERSTOWN MD 21740, HAGERSTOWN, MD 21740 |
| Document Number | 57710062 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 005771/000062 |
| Name | 313 E FRANKLIN LLC |
|---|---|
| Address | 1380 W PATRICK ST, FREDERICK, MD 21703-3850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,649.00 (+18.51%) | $400,600 (+18.52%) | $478,600 (+41.6%) Land $224,700 Building $253,900 |
| 2025 | $3,079.00 (+5.34%) | $338,000 (+5.78%) Land $201,100 Building $136,900 | $338,000 (-) Land $201,100 Building $136,900 |
| 2023 | $2,923.00 | $319,533 | $338,000 Land $201,100 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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