Cherokee County property record for 313 Duke St, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 907 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Sep 2021) |
| Tax Bill | $730 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459211573162000 |
| Primary APN | 459211573162000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 907 sqft Heated Area |
| Basement Area | 907 sqft |
| Finished Basement | 907 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 60 ft deep x 70 ft wide |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Deck Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 55725 |
|---|---|
| Street Address | 313 DUKE ST |
| City | MURPHY |
| State | NC |
| Zip | 28906-2880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O LOTS 50 & 51 SEC 3 DUKE LAND & IMPROVEMENT |
| Legal Lot Number | 50-51 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 930402 |
Source: Cherokee County records · APN 459211573162000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 313 DUKE ST, MURPHY, NC 28906-2880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 16, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | May 16, 2017 · Amount on Record |
| Deed Document Number | 6510 |
| Deed Book / Page | 1692 / 242 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 28, 2021 |
| Property Address | 313 DUKE ST, MURPHY, NC 28906-2880 |
| Document Number | 1692/242 |
| Book / Page | 1692 / 242 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 6510 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 DUKE ST, 78, MURPHY, NC 28906-3522 |
| Name | Verified Name |
|---|---|
| Address | 313 DUKE ST, MURPHY, NC 28906-2880 |
| Document Number | 1692244 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 1692/244 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 16, 2017 |
| Property Address | 313 DUKE ST, MURPHY, NC 28906-2880 |
| Document Number | 01560/0711 |
| Book / Page | 01560 / 0711 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | May 16, 2017 |
| Instrument | 02108 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 DUKE ST, 313, MURPHY, NC 28906-2880 |
| Name | Verified Name |
|---|---|
| Address | 78 DUKE ST, MURPHY, NC 28906-3522 |
| Document Number | 02109 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 02109 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $730.00 | $105,840 (-3.27%) | $105,840 (-3.27%) Land $12,000 Building $93,840 |
| 2023 | $109,420 | $109,420 Land $12,000 Building $97,420 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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