St. Clair County property record for 313 Douglas St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 980 sqft · built 1986 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,000 (Feb 2022) |
| Tax Bill | $1,291 (2019) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| APN | 16-11-0-201-026 |
| Primary APN | 16-11-0-201-026 |
|---|
| Building Area | 980 sqft Base Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Mobile Home |
| Lot Area | 81,022 sqft (1.86 acres) |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 48 sqft |
| Street Address | 313 DOUGLAS ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORNS 1ST ADD LOT/SEC-C PT LT C AS IN A02737350 |
| Legal Subdivision | HORNS 1ST ADD |
| Legal Lot Number | C |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 503203 |
Source: St. Clair County records · APN 16-11-0-201-026
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 DOUGLAS ST, WATERLOO, IL 62298-4513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on Record |
| Deed Sale | Feb 23, 2022 · Amount on Record |
| Deed Document Number | A02737350 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Feb 23, 2022 |
| Property Address | 313 DOUGLAS ST, WATERLOO, IL 62298-4513 |
| Document Number | 0A02737350 |
| Instrument Date | Feb 09, 2022 |
| Instrument | A02737350 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1201 NETWORK CENTRE DR, EFFINGHAM, IL 62401-4677 |
| Document Number | 0A02737351 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | A02737351 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $18,323 Land $16,053 Building $2,270 | $54,969 Land $48,159 Building $6,810 | |
| 2019 | $1,291.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
Based on FCC filings for 36 locations within half a mile of this property.
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