St. Clair County property record for 203 Douglas St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 1,408 sqft · built 1892 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,984 (2019) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| APN | 16-11-0-201-018 |
| Primary APN | 16-11-0-201-018 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,408 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 81,600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,176 sqft |
| Shed | 1 Shed |
| Shed Area | 33,600 sqft |
| Cooling System | Central |
|---|
| Street Address | 203 DOUGLAS ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORNS 1ST ADD LOT/SEC-B S 1/2 BK 2602-2038 |
| Legal Subdivision | HORNS 1ST ADD |
| Legal Lot Number | B |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 503203 |
Source: St. Clair County records · APN 16-11-0-201-018
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 DOUGLAS ST, WATERLOO, IL 62298-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 203 DOUGLAS ST, WATERLOO, IL 62298-4511 |
| Document Number | 00A2599856 |
| Instrument Date | Dec 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 DOUGLAS ST WATERLOO IL 622984511, WATERLOO, IL 62298-4511 |
| Document Number | 00A2599856 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2599856 |
| Name | UMB BK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62220-1484 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $59,419 Land $14,531 Building $44,888 | $178,257 Land $43,593 Building $134,664 | |
| 2019 | $3,984.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
Based on FCC filings for 36 locations within half a mile of this property.
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