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313 del Flora St, Oceanside, CA 92058 Property Records

San Diego County property record for 313 del Flora St, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,690 sqft · built 1998
Lot Size0.252 acres (10,959 sqft)
Owner2 Individual Names on File
Last Sale$912,500 (Mar 2023)
Tax Bill$10,582 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2018 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN157-880-43-00

Property Details

APN / Parcel Number

Primary APN157-880-43-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,690 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area10,959 sqft (0.252 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address313 DEL FLORA ST
CityOCEANSIDE
StateCA
Zip92058-7958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 TR 013467
Legal SubdivisionOCEANSIDE 1
Legal Tract013467
Legal Block2
Legal Lot Number43
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract18613

Owner

Source: San Diego County records · APN 157-880-43-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address313 DEL FLORA ST, OCEANSIDE, CA 92058-7958
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 28, 2022Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2023 · Amount on Record
Deed SaleMar 30, 2023 · Amount on Record
Prior SaleJul 28, 2022 · Amount on Record
Deed Document Number202382885
Record UpdatedSep 20, 2026

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2023
Property Address313 DEL FLORA ST, OCEANSIDE, CA 92058-7958
Document Number0000082885
Map ReferenceMAP 13467
Instrument DateMar 29, 2023
Instrument2023-0082885
Transaction TypeTransfer
Record UpdatedApr 07, 2023
Title CompanyNOT AVAILABLE, TITLE FORWARD OF CALIFORNIA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address313 DEL FLORA ST, OCEANSIDE, CA 92058-7958

Mortgage

Document Number0000082886
DateMar 30, 2023
Instrument2023-0082886
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address313 DEL FLORA ST, OCEANSIDE, CA 92058-7958
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 ETHEL TRL, EL CAJON, CA 92019-1427

Mortgage

Document Number0000435158
DateOct 18, 2018
Instrument2018-0435158
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address313 DEL FLORA ST, OCEANSIDE, CA 92058-7958
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 ETHEL TRL, EL CAJON, CA 92019-1427

Mortgage

Document Number0000545438
DateSep 16, 2020
Instrument2020-0545438
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 28, 2022
Property Address313 DEL FLORA ST, OCEANSIDE, CA 92058-7958
Document Number0000309326
Map ReferenceMAP 13467
Instrument DateJul 15, 2022
Instrument2022-0309326
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address313 DEL FLORA ST, OCEANSIDE, CA 92058-7958

Mortgage

Document Number0000309327
DateJul 28, 2022
Instrument2022-0309327
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$968,349 (+2%) Land $219,942 Building $748,407
2025$10,582.00 (+11.39%) Homeowner's exemption$949,363 (+11.04%) Land $215,630 Building $733,733
2023$9,500.00 (+234.62%)$855,000 Land $194,197 Building $660,803
2022$2,839.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies59 units insured
54 under condo master policies
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 645 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T, Generate-Ubiquity Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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