305 del Flora St, Oceanside, CA 92058 Property Records

San Diego County property record for 305 del Flora St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,225 sqft · built 1998
Lot Size	0.178 acres (7,747 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`157-880-47-00`

Property Details

APN / Parcel Number

Primary APN	`157-880-47-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,225 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,747 sqft (0.178 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	305 DEL FLORA ST
City	OCEANSIDE
State	CA
Zip	92058-7958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 47 TR 013467
Legal Subdivision	OCEANSIDE 1
Legal Tract	013467
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 DEL FLORA ST, OCEANSIDE, CA 92058-7958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 14, 2020	Quit Claim Deed, Transfer · VA Mortgage EQUITY DIRECT FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020
Deed Sale	Oct 14, 2020
Prior Sale	Dec 23, 1997 · Amount on Record
Deed Document Number	2020624631
Prior Transfer Date	Oct 6, 2020
Prior Transfer Doc	0000624631
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 DEL FLORA ST, OCEANSIDE, CA 92058-7958
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000521435
Date	Nov 12, 2019
Instrument	2019-0521435

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2020
Property Address	305 DEL FLORA ST, OCEANSIDE, CA 92058-7958
Document Number	0000626172
Instrument Date	Oct 6, 2020
Instrument	626172
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 DEL FLORA ST OCEANSIDE CA 920587958, OCEANSIDE, CA 92058-7958

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2020
Property Address	305 DEL FLORA ST, OCEANSIDE, CA 92058-7958
Document Number	0000624631
Instrument Date	Oct 6, 2020
Instrument	624631
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 DEL FLORA ST OCEANSIDE CA 920587958, OCEANSIDE, CA 92058-7958

Mortgage

Document Number	624632
Date	Oct 14, 2020
Instrument	624632

Lender

Name	EQUITY DIRECT FINANCIAL LLC
Address	200 SPECTRUM CENTER DR # 300, IRVINE, CA 92618-5004

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,062 (+2%) Land $56,986 Building $227,076
2025	$1,205.00 (-1.79%)	$278,493 (+4.04%) Land $55,869 Building $222,624
2023	$1,227.00 (-5.4%)	$267,680 Land $53,700 Building $213,980
2022	$1,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured incl. 54 condo units
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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