313 County Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 313 County Rd, Oak Bluffs, MA 02557

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,076 sqft · built 1986
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0021 B:0091 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0021 B:0091 L:000`
Alternative APN	`3202`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	4,308 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	3202
Street Address	313 COUNTY RD
City	OAK BLUFFS
State	MA
Zip	02557-6819
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	91
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	5
Census Block	5031
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2465, OAK BLUFFS, MA 02557-2465
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK
Jul 19, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 13, 2021
Transfer Doc	001587-377
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	313 COUNTY RD, OAK BLUFFS, MA 02557-6819
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001462-844
Date	Mar 12, 2018
Book Page	1462/844
Instrument	1407

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jul 19, 2021
Property Address	313 COUNTY RD, OAK BLUFFS, MA 02557-6819
Document Number	001587-377
Book / Page	1587 / 377
Instrument Date	Jul 13, 2021
Instrument	5816
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2465, OAK BLUFFS, MA 02557-2465

Mortgage

Document Number	001587-381
Date	Jul 19, 2021
Book Page	1587/381
Instrument	5817

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,884.00 (-1.67%)	$967,100 (+1.82%) Land $456,800 Building $510,300	$1,048,919
2024	$4,967.00 (-7.95%)	$949,800 (-7.06%) Land $415,100 Building $534,700
2023	$5,396.00	$1,022,000 Land $403,300 Building $618,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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