287 County Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 287 County Rd, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1998
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Dec 2023)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0021 B:0096 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0021 B:0096 L:000`
Alternative APN	`3208`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,410 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3208
Street Address	287 COUNTY RD
City	OAK BLUFFS
State	MA
Zip	02557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	96
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	5
Census Block	5025
Census Tract	200200

Owner

287 County Rd is owned by two individuals who bought it in December 2023.

Source: Dukes County and Oak Bluffs Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1945, VINEYARD HAVEN, MA 02568-0912
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
May 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Book / Page	1670 / 775
Transfer Doc	001467-827
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Dec 14, 2023
Property Address	287 COUNTY RD, OAK BLUFFS, MA 02557
Document Number	001670-775
Book / Page	1670 / 775
Instrument Date	Dec 14, 2023
Instrument	6037
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1945, VINEYARD HAVEN, MA 02568-0912

Mortgage

Document Number	0000006038
Date	Dec 14, 2023
Instrument	6038

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	287 COUNTY RD, EDGARTOWN, MA 02539-6482
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001541-955
Date	Sep 8, 2020
Book Page	1541/955
Instrument	5327

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	May 21, 2018
Property Address	287 COUNTY RD, EDGARTOWN, MA 02539-6482
Document Number	1467-827
Book / Page	001467 / 000827
Instrument Date	May 18, 2018
Instrument	2751
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,690.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 AZTEC DR RALEIGH NC 276121905, RALEIGH, NC 27612-1905

Mortgage

Document Number	1467-831
Date	May 21, 2018
Book Page	001467/000831
Instrument	2753

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 287 County Rd was $4,436, down 2.5% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,436.00 (-2.48%)	$878,400 (+0.99%) Land $471,200 Building $407,200
2024	$4,549.00 (+4.19%)	$869,800 (+5.2%) Land $428,200 Building $441,600
2023	$4,366.00	$826,800 Land $416,100 Building $410,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 287 County Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 County Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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