313 Cosmos Dr, Orlando, FL 32807 Property Records

Orange County property record for 313 Cosmos Dr, Orlando, FL 32807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1958
Lot Size	0.229 acres (9,980 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Jun 2026)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-22-30-0376-04-100`

Property Details

APN / Parcel Number

Primary APN	`26-22-30-0376-04-100`
Alternative APNs	`302226037604100` `502982` `508665` `513292`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,452 sqft
1st Floor Area	1,092 sqft
Utility Area	84 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	9,980 sqft (0.229 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	313 COSMOS DR
City	ORLANDO
State	FL
Zip	32807-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	AZALEA HOMES U/136 LOT 10 BLK D
Legal Range	30E
Legal Township	22S
Legal Section	26
Legal Subdivision	AZALEA HOMES
Legal Tract	376
Legal Block	D
Legal Lot Number	10
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3014
Census Tract	13202

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 COSMOS DR, ORLANDO, FL 32807-4931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 30, 2018	Warranty Deed, Transfer · FHA Mortgage NMB HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2026349427
Prior Transfer Date	Sep 15, 2015
Prior Transfer Doc	0000490009
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 23, 2026
Property Address	313 COSMOS DR, ORLANDO, FL 32807-4931
Document Number	0000349427
Instrument Date	Jun 22, 2026
Instrument	2026349427
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	PUBLIC TITLE SERVICES LLC, PUBLIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,464.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 COSMOS DR, ORLANDO, FL 32807-4931

Mortgage

Document Number	0000349428,
Date	Jun 23, 2026
Instrument	2026349428

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 30, 2018
Property Address	313 COSMOS DR, ORLANDO, FL 32807-4931
Document Number	0000518690
Map Reference	MB U PG 136
Instrument Date	Aug 17, 2018
Instrument	20180518690
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8637 SAINT MARINO BLVD, 8637, ORLANDO, FL 32836-8780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COSMOS DR, ORLANDO, FL 32807-4931

Mortgage

Document Number	0000518691
Date	Aug 30, 2018
Instrument	20180518691

Lender

Name	NMB HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,740 (+2.7%)	$212,240 (-4.58%) Land $100,000 Building $112,240
2025	$2,541.00 (+7.12%) Homeowner's exemption	$169,172 (+5.99%)	$222,430 (+4.17%) Land $100,000 Building $122,430
2024	$2,372.00 (+7.72%)
2023	$2,202.00 (+4.96%) Homeowner's exemption	$159,616 (+3%)	$213,525 (+15.83%) Land $100,000 Building $113,525
2022	$2,098.00 Homeowner's exemption	$154,967	$184,347 Land $85,000 Building $99,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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