307 Cosmos Dr, Orlando, FL 32807 Property Records

Orange County property record for 307 Cosmos Dr, Orlando, FL 32807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,338 sqft · built 1958
Lot Size	0.229 acres (9,979 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Mar 2005)
Tax Bill	$964 (2025)
Deeds & Mortgages	May 2018 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-22-30-0376-04-090`

Property Details

APN / Parcel Number

Primary APN	`26-22-30-0376-04-090`
Alternative APNs	`302226037604090` `502981` `508664` `513291`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,148 sqft
Utility Area	80 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,979 sqft (0.229 acres)
Porch	Slab
Porch Area	362 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	307 COSMOS DR
City	ORLANDO
State	FL
Zip	32807-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	AZALEA HOMES U/136 LOT 9 BLK D
Legal Range	30E
Legal Township	22S
Legal Section	26
Legal Subdivision	AZALEA HOMES
Legal Tract	376
Legal Block	D
Legal Lot Number	9
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3014
Census Tract	13202

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 COSMOS DR, ORLANDO, FL 32807-4931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage ESSEX MTG
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2005 · Amount on Record
Deed Sale	Mar 14, 2005 · Amount on Record
Prior Sale	Mar 6, 2002 · Amount on Record
Deed Document Number	2005180626
Deed Book / Page	7871 / 2529
Transfer Doc	6472005868
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	307 COSMOS DR, ORLANDO, FL 32807-4931
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000319439
Date	May 30, 2018
Instrument	20180319439

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	307 COSMOS DR, ORLANDO, FL 32807-4931
Document Number	0000625972
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 COSMOS DR ORLANDO FL 328074931, ORLANDO, FL 32807-4931

Mortgage

Document Number	0000625972
Date	Dec 1, 2020
Instrument	625972

Lender

Name	ESSEX MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Nov 30, 2087

Interest

Rate Type	Adjustable Rate
Rate	2.99%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	307 COSMOS DR, ORLANDO, FL 32807-4931
Document Number	0000625973
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 COSMOS DR ORLANDO FL 328074931, ORLANDO, FL 32807-4931

Mortgage

Document Number	0000625973
Date	Dec 1, 2020
Instrument	625973

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Nov 30, 2087

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,020 (+2.7%)	$230,270 (-5.04%) Land $100,000 Building $130,270
2025	$964.00 (+13.15%) Homeowner's exemption	$64,284 (+5.99%)	$242,490 (+5.28%) Land $100,000 Building $142,490
2024	$852.00 (+6.23%)
2023	$802.00 (+6.51%) Homeowner's exemption	$60,652 (+3%)	$230,333 (+16.01%) Land $100,000 Building $130,333
2022	$753.00 Homeowner's exemption	$58,885	$198,553 Land $85,000 Building $113,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone, Xfinity.

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