St. Charles County property record for 313 Copper Crest Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,569 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $319,000 (Feb 2019) |
| Tax Bill | $4,709 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A963001408 |
| Primary APN | A963001408 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,569 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Basement Area | 1,285 sqft |
| Finished Basement | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 198 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A963001408 |
|---|---|
| Old Parcel Number | A963001408 |
| Street Address | 313 COPPER CREST CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | AUBURN HILLS #2 LOT 9 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | AUBURN HILLS #2 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 311124 |
Source: St. Charles County records · APN A963001408
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 313 COPPER CREST CT, SAINT CHARLES, MO 63304-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage GSF MTG |
| Feb 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2019 · Amount on Record |
| Deed Sale | Feb 05, 2019 · Amount on Record |
| Prior Sale | Apr 09, 1999 · Amount on Record |
| Deed Document Number | 0070321593 |
| Deed Book / Page | 7032 / 1593 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 313 COPPER CREST CT, SAINT CHARLES, MO 63304-2456 |
| Document Number | 0000084224 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 313 COPPER CREST CT ST CHARLES MO 633042456, ST CHARLES, MO 63304-2456 |
| Document Number | 0000084224 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | 84224 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 05, 2019 |
| Property Address | 313 COPPER CREST CT, SAINT CHARLES, MO 63304-2456 |
| Document Number | 0070321593 |
| Book / Page | 7032 / 1593 |
| Map Reference | MB 33 PG 59 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 20190205000053660 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 GERARD LN, 351, MOSCOW MILLS, MO 63362-2060 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 313 COPPER CREST CT, SAINT CHARLES, MO 63304-2456 |
| Document Number | 20190205000053670 |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 20190205000053670 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2049 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,709.00 | $79,454 (+7.99%) | $418,179 (+7.99%) Land $75,000 Building $343,179 |
| 2023 | $73,573 | ||
| 2022 | $387,225 Land $60,000 Building $327,225 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111243, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 486 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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