313 Cole Rd, Collins, MS 39428 Property Records

Covington County property record for 313 Cole Rd, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,746 sqft · built 2008
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Tax Bill	$676 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`095022 02207`

Property Details

APN / Parcel Number

Primary APN	`095022 02207`
Alternative APN	`17535`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,746 sqft Adjusted Area
1st Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Carport
Garage Area	550 sqft
Carport	Carport
Carport Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	17535
Street Address	313 COLE RD
City	COLLINS
State	MS
Zip	39428-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E2 SW4 SW4 B 0359 P 0061 03/06/2023
Legal Range	15W
Legal Township	09N
Legal Section	22
Jurisdiction	COVINGTON MS
Township / Civil Division	5
Census Block Group	3
Census Block	3024
Census Tract	950100

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 COLE RD, COLLINS, MS 39428-5856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Deed of Trust, Mortgage · Line of Credit KEESLER FCU
Mar 6, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2008
Deed Sale	Mar 31, 2008
Deed Book / Page	274 / 35
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	313 COLE RD, COLLINS, MS 39428-5856
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COLE RD, COLLINS, MS 39428-5856

Mortgage

Document Number	000832/742
Date	Mar 24, 2025
Book Page	832/742

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Mar 6, 2023
Property Address	313 COLE RD, COLLINS, MS 39428-5856
Document Number	0000359/61
Book / Page	359 / 61
Instrument Date	Mar 3, 2023
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 COLE RD, COLLINS, MS 39428-5856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COLE RD, COLLINS, MS 39428-5856

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$676.00	$7,034 (+0.01%)
2024		$7,033 (+49.86%)	$46,890 (+0.02%) Land $5,680 Building $41,210
2023		$4,693	$46,880 Land $5,670 Building $41,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKATOMA WATER ASSOCIATION #2 public/private · serves 5,866 people · EPA ID MS0640022
Water Source	Groundwater
Last State Inspection	Oct 2025
Also Mapped Here	OKATOMA WATER ASSOCIATION #1
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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