291 Cole Rd, Collins, MS 39428 Property Records

Covington County property record for 291 Cole Rd, Collins, MS 39428

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,560 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$941 (2025)
Deeds & Mortgages	May 2008 Mortgage Feb 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095022 01005`

Property Details

APN / Parcel Number

Primary APN	`095022 01005`
Alternative APN	`19532`

Interior

Full Baths	1 Bath
Building Area	2,560 sqft Adjusted Area
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	19532
Street Address	291 COLE RD
City	COLLINS
State	MS
Zip	39428-5905
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1 AC PT OF NE4 SE4 LYING S OF & ALG ORTHA SULLIVAN RD B 0366 P 0433 06/14/2024
Legal Range	15W
Legal Township	09N
Legal Section	22
Jurisdiction	COVINGTON MS
Township / Civil Division	5
Census Block Group	3
Census Block	3021
Census Tract	950100

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	291 COLE RD, COLLINS, MS 39428-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2008	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 6, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018
Deed Sale	Jan 5, 2018
Deed Document Number	20181053821
Deed Book / Page	328 / 286
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	291 COLE RD, COLLINS, MS 39428-5905
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000612/318
Date	May 21, 2008
Book Page	612/318

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	May 21, 2041

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	291 COLE RD, COLLINS, MS 39428-5905
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000621/045
Date	Feb 6, 2009
Book Page	621/045

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	387 Months
Due	May 21, 2041

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Jan 5, 2018
Property Address	COLLINS, MS 39428
Document Number	000328/286
Book / Page	328 / 286
Instrument Date	Dec 22, 2017
Instrument	1053821
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 JONES CHAPEL RD, 428, COLLINS, MS 39428-5838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1976, COLLINS, MS 39428-1976

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$941.00 (+126.2%)	$9,794 (+22.61%)
2024			$65,290 (-18.26%) Land $4,000 Building $61,290
2023		$7,988 (-)	$79,880 (-) Land $4,000 Building $75,880
2022	$416.00 (-65.19%) Disabled Person's exemption	$7,988	$79,880 Land $4,000 Building $75,880
2019	$1,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKATOMA WATER ASSOCIATION #1 public/private · serves 3,981 people · EPA ID MS0640009
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cole Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures