313 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 313 Central St, Lowell, MA 01852

Property Summary

Property Type	Office Building
Details	5 bd · 5 ba · 3,696 sqft · built 1880
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$560,000 (May 2024)
Tax Bill	$11,697 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T00720`

Property Details

APN / Parcel Number

Primary APN	`T00720`
Alternative APNs	`LOWE M:179 B:1125 L:313` `M:000179 T:T00720`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,696 sqft Total Area
Gross Area	5,544 sqft
1st Floor Area	1,848 sqft
Basement Area	1,848 sqft
Unfinished Basement	1,848 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Rolled Roofing
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T00720
Street Address	313 CENTRAL ST
City	LOWELL
State	MA
Zip	01852-2607
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	UMU
Legal Block	1125
Legal Lot Number	313
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1021
Census Tract	310101

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	74 PRINCETON ST, MEDFORD, MA 02155-5951
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	202412593
Deed Book / Page	38477 / 53
Prior Transfer Date	May 9, 2024
Prior Transfer Doc	0038477-53
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	313 CENTRAL ST, LOWELL, MA 01852-2607
Document Number	34583-149
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 CLARK RD LOWELL MA 018523208, LOWELL, MA 01852-3208

Mortgage

Document Number	34583-149
Date	Sep 4, 2020
Book Page	034583/000149
Instrument	42467

Lender

Name	BELVIDERE CAP LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,697.00 (+17.71%)	$530,700 (+19.47%) Land $156,900 Building $373,800
2025	$9,937.00 (+0.62%)	$444,200 (+4.67%) Land $146,600 Building $297,600
2024	$9,876.00 (+2.97%)	$424,400 (+7.8%) Land $139,600 Building $284,800
2023	$9,591.00	$393,700 Land $126,900 Building $266,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless	980 / 880
AT&T Fixed Wireless	100 / 20