295 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 295 Central St, Lowell, MA 01852

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	5,308 sqft · built 1880
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,167 (2025)
Flood Zone	Zone X (minimal risk)
APN	`T01830`

Property Details

APN / Parcel Number

Primary APN	`T01830`
Alternative APNs	`LOWE M:179 B:1125 L:295` `M:000179 T:T01830`

Interior

Stories	4 Stories
Building Area	5,308 sqft Total Area
Gross Area	13,269 sqft
1st Floor Area	2,654 sqft
Basement Area	2,654 sqft
Unfinished Basement	2,654 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	T01830
Street Address	295 CENTRAL ST
City	LOWELL
State	MA
Zip	01852-2202
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	UMU
Legal Block	1125
Legal Lot Number	295
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1017
Census Tract	310101

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	479 PINE ST, LOWELL, MA 01851-2901
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,167.00 (+1.27%)	$409,800 (+5.35%) Land $166,000 Building $243,800
2024	$9,052.00 (+4%)	$389,000 (+8.87%) Land $158,100 Building $230,900
2023	$8,704.00	$357,300 Land $143,700 Building $213,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless	980 / 880
AT&T Fixed Wireless	100 / 20