313 Central Ave, Paradise, MT 59856 Property Records

Sanders County property record for 313 Central Ave, Paradise, MT 59856

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 922 sqft · built 1910
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Aug 2019)
Tax Bill	$636 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R3517682`

Property Details

APN / Parcel Number

Primary APN	`R3517682`
Alternative APNs	`35-2861-20-4-04-08-0000` `0000014271`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	816 sqft
Attic	Attic
Attic Area	106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Shed	1 Shed
Shed Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000014271
Street Address	313 CENTRAL AVE
City	PARADISE
State	MT
Zip	59856-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE ORIGINAL TOWNSITE, S20, T19 N, R25 W, BLOCK 3, LOT 8, ACRES 0.132
Legal Range	25W
Legal Township	19N
Legal Section	20
Legal Subdivision	PARADISE ORIGINAL TOWNSITE
Legal Block	3
Legal Lot Number	8
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	1
Census Block	1285
Census Tract	100

Owner

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 125, PARADISE, MT 59856-0125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 16, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LENDUS LLC
Aug 16, 2019	Warranty Deed, Transfer · Stand-Alone Refinance LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Sep 21, 2006 · Amount on Record
Deed Document Number	2019313801
Transfer Doc	1/55747
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Recording Date	May 5, 2026
Property Address	313 CENTRAL AVE, PARADISE, MT 59856-7721
Document Number	0000340141
Instrument Date	Apr 30, 2026
Instrument	2026340141
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CENTRAL AVE, PARADISE, MT 59856-7721

Mortgage

Document Number	0000340141,
Date	May 5, 2026
Instrument	2026340141

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	313 CENTRAL AVE, PARADISE, MT 59856
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313802
Date	Aug 16, 2019
Instrument	313802

Lender

Name	LENDUS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Aug 16, 2019
Property Address	313 CENTRAL AVE, PARADISE, MT 59856
Document Number	313801
Instrument Date	Aug 16, 2019
Instrument	313801
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CENTRAL AVE, PARADISE, MT 59856

Mortgage

Document Number	313802
Date	Aug 16, 2019
Instrument	313802

Lender

Name	LENDUS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$636.00 (-21.87%)	$168,518 (-)
2025	$814.00 (-6.22%)	$168,518 (+48.87%)	$168,518 (+48.87%) Land $45,238 Building $123,280
2023	$868.00	$113,200	$113,200 Land $18,450 Building $94,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARADISE WATER DISTRICT serves 200 people · EPA ID MT0000385
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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