312 Central Ave, Paradise, MT 59856 Property Records

Sanders County property record for 312 Central Ave, Paradise, MT 59856

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,632 sqft · built 1909
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$172 (2026)
Deeds & Mortgages	May 2026 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R3517311`

Property Details

APN / Parcel Number

Primary APN	`R3517311`
Alternative APNs	`35-2861-20-4-09-09-0000` `0000014118`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000014118
Street Address	312 CENTRAL AVE
City	PARADISE
State	MT
Zip	59856-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE ORIGINAL TOWNSITE, S20, T19 N, R25 W, BLOCK 008, LOT 005
Legal Range	25W
Legal Township	19N
Legal Section	20
Legal Subdivision	PARADISE ORIGINAL TOWNSITE
Legal Block	8
Legal Lot Number	5
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	1
Census Block	1286
Census Tract	100

Owner

312 Central Ave is owned and occupied by two individuals who acquired it in May 2026.

Source: Sanders County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 26, PARADISE, MT 59856-0026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026
Deed Sale	May 28, 2026
Deed Document Number	2026340392
Prior Transfer Date	Jul 24, 2024
Prior Transfer Doc	0000340392
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDERS MT
Recording Date	May 28, 2026
Property Address	312 CENTRAL AVE, PARADISE, MT 59856-7721
Document Number	0000340392
Instrument Date	Jul 24, 2024
Instrument	2026340392
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	312 CENTRAL AVE, PARADISE, MT 59856-7721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1/87789
Date	May 8, 2017
Book Page	1/87789
Instrument	306129

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 23, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 312 Central Ave was $172 with a homeowner's exemption, down 50.4% from the year before.

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$172.00 (-50.43%) Homeowner's exemption	$230,800 (-)
2025	$347.00 Homeowner's exemption	$230,800	$230,800 Land $45,238 Building $185,562
2023	$380.00	$155,100	$155,100 Land $18,450 Building $136,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Central Ave is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 44% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARADISE WATER DISTRICT serves 200 people · EPA ID MT0000385
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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