Clay County property record for 313 Bible St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1.5 ba · 1,716 sqft · built 1967 |
| Lot Size | 0.177 acres (7,739 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,581 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-230-003 |
| Primary APN | 10-25-230-003 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 7,739 sqft (0.177 acres) |
| Garage Area | 360 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 646 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 500 sqft |
| Porch | Porch |
| Porch Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 313 BIBLE ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2604 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | CLEO BIBLE SUB DIV LOT 3 90' X 86' |
| Legal Subdivision | CLEO BIBLE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 BIBLE ST, FLORA, IL 62839-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 313 BIBLE ST, FLORA, IL 62839-2604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Name | Verified Name |
|---|
| Document Number | D198256 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | D198256 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Mar 1, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,581.00 (+6.42%) Homeowner's exemption | $54,670 (+31.95%) Land $3,563 Building $51,107 | $164,010 (+31.95%) Land $10,689 Building $153,321 |
| 2024 | $3,365.00 (+3.92%) | ||
| 2022 | $3,238.00 (+9.69%) Homeowner's exemption | $41,432 Land $2,708 Building $38,724 | $124,296 Land $8,124 Building $116,172 |
| 2021 | $2,952.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, Nextlink, T-Mobile.
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