Clay County property record for 312 Bible St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 2,425 sqft · built 1994 |
| Lot Size | 0.299 acres (13,025 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,685 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-230-005 |
| Primary APN | 10-25-230-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,425 sqft Living Area |
| Basement Area | 400 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 13,025 sqft (0.299 acres) |
| Garage Area | 990 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,344 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 312 BIBLE ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2603 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | CLEO BIBLE SUB DIV LOT 5 187.36' X 86.87' |
| Legal Subdivision | CLEO BIBLE SUB |
| Legal Lot Number | 5,187 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 972100 |
312 Bible St, a residential property, is owned and occupied by an individual who acquired it in December 2025.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 BIBLE ST, FLORA, IL 62839-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 2, 2025 |
| Transfer Doc | 0000013123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 8, 2025 |
| Property Address | 312 BIBLE ST, FLORA, IL 62839-2603 |
| Document Number | 0000213123 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 213123 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 BIBLE ST, FLORA, IL 62839-2603 |
| Name | Verified Name |
|---|---|
| Address | 312 BIBLE ST, FLORA, IL 62839-2603 |
The 2025 property tax bill for 312 Bible St was $5,685 with exemptions applied, up 6.7% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,685.00 (+6.68%) Homeowner's exemption Senior Citizen's exemption | $85,257 (+11.45%) Land $4,620 Building $80,637 | $255,771 (+11.45%) Land $13,860 Building $241,911 |
| 2024 | $5,329.00 Homeowner's exemption Senior Citizen's exemption | $76,498 Land $4,145 Building $72,353 | $229,494 Land $12,435 Building $217,059 |
| 2022 | $5,096.00 (+9.73%) Homeowner's exemption Senior Citizen's exemption | $64,514 Land $3,414 Building $61,100 | $193,542 Land $10,242 Building $183,300 |
| 2021 | $4,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Bible St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 312 Bible St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, Nextlink, T-Mobile.
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