313 Bender St, Sandwich, IL 60548 Property Records

DeKalb County property record for 313 Bender St, Sandwich, IL 60548

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,900 sqft · built 2007
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Mar 2016)
Tax Bill$8,380 (2024)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN19-25-105-005

Property Details

APN / Parcel Number

Primary APN19-25-105-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,900 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions141 ft deep x 95.8 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Account Number1925105005
Street Address313 BENDER ST
CitySANDWICH
StateIL
Zip60548-1370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 - FIELDCREST SUBDIVISION
Legal SubdivisionFIELDCREST SUBDIVISION
Legal Lot Number23
JurisdictionDE KALB IL
Township / Civil DivisionSANDWICH
Census Block Group2
Census Block2002
Census Tract2000

Owner

313 Bender St is owned and occupied by two individuals who bought it in March 2016.

Source: DeKalb County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address313 BENDER ST, SANDWICH, IL 60548-1370
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2016 · Amount on File
Deed SaleMar 29, 2016 · Amount on File
Prior SaleMar 29, 2016 · Amount on File
Deed Document Number20162816
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address313 BENDER ST, SANDWICH, IL 60548-1370
Document Number0000011708
Instrument DateNov 6, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address313 BENDER ST SANDWICH IL 605481370, SANDWICH, IL 60548-1370

Mortgage

Document Number0000011708
DateNov 6, 2020
Instrument11708
Lender
NameNEWREZ LLC
AddressWASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueNov 5, 2045

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSandwich Township
MunicipalitySandwich City
Unified School DistrictSandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$127,146 Land $36,542 Building $90,604$381,438 Land $109,626 Building $271,812
2024$8,380.00
2023$104,005 Land $29,891 Building $74,114$312,015 Land $89,673 Building $222,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Bender St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Bender St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDWICH
serves 7,156 people · EPA ID IL0374850
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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