DeKalb County property record for 302 Bender St, Sandwich, IL 60548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,330 sqft |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $407,000 (Mar 2022) |
| Tax Bill | $9,885 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-25-103-017 |
| Primary APN | 19-25-103-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,330 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Traditional |
|---|---|
| Exterior Material | Brick |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 141 ft deep x 97 ft wide |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Account Number | 1925103017 |
|---|---|
| Street Address | 302 BENDER ST |
| City | SANDWICH |
| State | IL |
| Zip | 60548-1378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 - FIELDCREST SUBDIVISION |
| Legal Subdivision | FIELDCREST SUBDIVISION |
| Legal Lot Number | 16 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SANDWICH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2000 |
Source: DeKalb County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 817 S WELLS ST, SANDWICH, IL 60548-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit THE AMERICAN COMMERCIAL BANK & TRUST |
| Apr 27, 2022 | Deed of Trust, Mortgage · SBA Mortgage BYLINE BANK |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage GRUNDY BANK |
| Jul 3, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Feb 14, 2007 · Amount on Record |
| Deed Document Number | 20222866 |
| Prior Transfer Date | Jun 13, 2019 |
| Prior Transfer Doc | 0000005699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 302 BENDER ST, SANDWICH, IL 60548-1378 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | BARRISTER TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000009530 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025009530 |
| Name | THE AMERICAN COMMERCIAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 302 BENDER ST, SANDWICH, IL 60548-1378 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 302 BENDER ST, SANDWICH, IL 60548-1378 |
| Document Number | 0000004193 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022004193 |
| Name | BYLINE BANK |
|---|---|
| Type | Bank |
| Address | BROOKFIELD, WI 53005 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Mar 18, 2022 |
| Property Address | 302 BENDER ST, SANDWICH, IL 60548-1378 |
| Document Number | 0000002866 |
| Map Reference | DOC 2004022135 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022002866 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 302 BENDER ST, SANDWICH, IL 60548-1378 |
| Document Number | 0000002867 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2022002867 |
| Name | GRUNDY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jul 3, 2019 |
| Property Address | 302 BENDER ST, SANDWICH, IL 60548-1378 |
| Document Number | 0000005699 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 5699 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 BENDER ST SANDWICH IL 605481378, SANDWICH, IL 60548-1378 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Sandwich Township |
| Municipality | Sandwich City |
| Unified School District | Sandwich Community Unit School District 430 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148,795 (+22.25%) Land $36,542 Building $112,253 | $446,385 (+22.25%) Land $109,626 Building $336,759 | |
| 2024 | $9,885.00 | ||
| 2023 | $121,714 Land $29,891 Building $91,823 | $365,142 Land $89,673 Building $275,469 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDWICH serves 7,156 people · EPA ID IL0374850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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