McHenry County property record for 312 Bell Dr, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,956 sqft · built 1978 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,917 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-18-129-015 |
| Primary APN | 20-18-129-015 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 312 BELL DR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0013759 LT 15 EASTGATE UNIT 1 |
| Legal Subdivision | EASTGATE UNIT 1 |
| Legal Block | 129 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 871307 |
312 Bell Dr is owner-occupied and held in a trust since June 2024.
Source: McHenry County records, as of March 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 312 BELL DR, CARY, IL 60013-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2024 |
| Transfer Doc | 0000013759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 312 BELL DR, CARY, IL 60013-2210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003647 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 2023R0003647 |
| Name | CRYSTAL LAKE BANK & TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Max Rate | 20% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,917.00 | $110,019 Land $17,114 Building $92,905 | $330,057 Land $51,342 Building $278,715 |
| 2022 | Homeowner's exemption | $91,110 Land $19,398 Building $71,712 | $273,330 Land $58,194 Building $215,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Bell Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Bell Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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