Bay County property record for 313 Bailey Ln, Mexico Beach, FL 32456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 2020 |
| Lot Size | 0.491 acres (21,388 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,500 (Jun 2018) |
| Tax Bill | $5,264 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 04152-010-000 |
| Primary APN | 04152-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| Gross Area | 1,632 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,388 sqft (0.491 acres) |
| Lot Dimensions | 210 ft deep x 102 ft wide |
| Driveway | Driveway |
| Driveway Area | 1,144 sqft |
| Patio Area | 45 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 313 BAILEY LN |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-0284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB01 |
| Legal Description | 23 6S 12W -26.1- 131A BEG 210'S & 102' W OF NE COR OF ORIG LOT 8 TH W 102'S 210' |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 23 |
| Legal Subdivision | ORIGINAL GOVERNMENT |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 600 |
313 Bailey Ln is owned by an individual who bought it in June 2018.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 279 RIVER PLANTATION RD, CRAWFORDVILLE, FL 32327-1516 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU |
| Sep 15, 2020 | Deed of Trust, Mortgage FIRST A NAT'L BKNG ASSN |
| Jun 13, 2018 | Warranty Deed, Transfer JANICE & MICHAEL EAKIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on File |
| Deed Sale | Jun 13, 2018 · Amount on File |
| Prior Sale | Mar 18, 2004 · Amount on File |
| Deed Document Number | 2018035022 |
| Deed Book / Page | 4017 / 1462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 313 BAILEY LN, MEXICO BEACH, FL 32456-0284 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041701134 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 4170/1134 |
| Instrument | 2019083654 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Sep 30, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 313 BAILEY LN, MEXICO BEACH, FL 32456-0284 |
| Document Number | 0046051245 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 170 FRANK PAIS RD HAVANA FL 323334884, HAVANA, FL 32333-4884 |
| Document Number | 0046051245 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 004605/001245 |
| Instrument | 64898 |
| Name | FIRST A NAT'L BKNG ASSN |
|---|---|
| Address | VALDOSTA, GA 31602 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 30, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 13, 2018 |
| Property Address | 313 BAILEY LN, MEXICO BEACH, FL 32456-0284 |
| Document Number | 0040171462 |
| Book / Page | 004017 / 001462 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 35022 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | TALLAHASSEE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 FRANK PAIS RD HAVANA FL 323334884, HAVANA, FL 32333-4884 |
| Document Number | 40171464 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 004017/001464 |
| Instrument | 35023 |
| Name | JANICE & MICHAEL EAKIN |
|---|---|
| Address | 474 TIMBER RUN, HAVANA, FL 32333-5550 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 12, 2038 |
| Rate | 4.79% |
|---|
The 2025 property tax bill for 313 Bailey Ln was $5,264.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,264.00 | $366,938 Land $193,661 Building $173,277 | $366,938 Land $193,661 Building $173,277 |
| 2023 | $4,761.00 (+20.14%) | $335,571 (+29.94%) Land $196,525 Building $139,046 | $335,571 (+29.94%) Land $196,525 Building $139,046 |
| 2022 | $3,963.00 | $258,247 Land $129,988 Building $128,259 | $258,247 Land $129,988 Building $128,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Bailey Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Bailey Ln is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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