309 Bailey Ln, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 309 Bailey Ln, Mexico Beach, FL 32456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2001
Lot Size	0.491 acres (21,388 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Feb 2021)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Aug 2022 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04159-000-000`

Property Details

APN / Parcel Number

Primary APN	`04159-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Heated Area
Gross Area	3,306 sqft
1st Floor Area	1,492 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,388 sqft (0.491 acres)
Lot Dimensions	210 ft deep x 102 ft wide
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	880 sqft

Exterior Amenities

Pool Area	200 sqft
Porch	Porch
Porch Area	1,330 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	309 BAILEY LN
City	MEXICO BEACH
State	FL
Zip	32456-0284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MB01
Legal Description	23 6S 12W -33- 235C4 BEG 210' S & 408' W OF NE COR LOT 8 TH S 210' E 102' N 210'
Legal Range	12W
Legal Township	06S
Legal Section	23
Legal Lot Number	8
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1046
Census Tract	600

Owner

309 Bailey Ln is owned and occupied by two individuals who acquired it in August 2022.

Source: Bay County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	309 BAILEY LN, MEXICO BEACH, FL 32456-0284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage TOPSIDE FCU

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Feb 10, 2021 · Amount on File
Deed Document Number	0043612059
Deed Book / Page	4361 / 2059
Last Transfer Date	Aug 29, 2022
Transfer Doc	0046040574
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Aug 29, 2022
Property Address	309 BAILEY LN, MEXICO BEACH, FL 32456-0284
Document Number	0046040574
Book / Page	4604 / 574
Instrument Date	Aug 29, 2022
Instrument	2022064143
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 BAILEY LN, 309, MEXICO BEACH, FL 32456-0284

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	309 BAILEY LN, MEXICO BEACH, FL 32456-0284

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 10, 2021
Property Address	309 BAILEY LN, MEXICO BEACH, FL 32456-0284
Document Number	0043612059
Book / Page	4361 / 2059
Instrument Date	Feb 5, 2021
Instrument	2021009486
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1824B N 700 RD, 1824B, BALDWIN CITY, KS 66006-7306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11803 HICKORY CREEK DR, FREDERICKSBURG, VA 22407-8567

Mortgage

Document Number	0043612061
Date	Feb 10, 2021
Instrument	4361/2061

Lender

Name	TOPSIDE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 309 Bailey Ln was $5,362 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,362.00 Homeowner's exemption	$372,397	$475,924 Land $193,661 Building $282,263
2023	$5,303.00 (+6.29%) Homeowner's exemption	$351,361 (+3%)	$424,613 (+24.47%) Land $196,525 Building $228,088
2022	$4,989.00 Homeowner's exemption	$341,127 Land $129,988 Building $211,139	$341,127 Land $129,988 Building $211,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Bailey Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Bailey Ln is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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