Flathead County property record for 313 1st St W, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1925 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,636 (Apr 2026) |
| Tax Bill | $1,832 (2026) |
| Deeds & Mortgages | Jul 2007 Line of Credit Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0760859 |
| Primary APN | R0760859 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,441 sqft (0.079 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000285830 |
|---|---|
| Street Address | 313 1ST ST W |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAL, S07, T28 N, R21 W, BLOCK 032, LOT 001, KALISPELL ORGINAL AMD PTN L5&6 BLK 32 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 07 |
| Legal Subdivision | KAL |
| Legal Block | 32 |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1000 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 1ST ST W, KALISPELL, MT 59901-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 24, 2007 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CREDIT UNION |
| Apr 20, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC |
| Feb 27, 2006 | Warranty Deed, Transfer · Line of Credit WHITEFISH CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2015 |
| Deed Document Number | 20267968 |
| Prior Transfer Date | Aug 28, 2006 |
| Prior Transfer Doc | 0026514200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 313 1ST ST W, KALISPELL, MT 59901-4405 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200700022166 |
|---|---|
| Date | Jul 24, 2007 |
| Instrument | 200700022166 |
| Name | WHITEFISH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 9, 2008 |
| Rate | 8% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 20, 2026 |
| Property Address | 313 1ST ST W, KALISPELL, MT 59901-4405 |
| Document Number | 0000007968 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.7968 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 313 1ST ST W, KALISPELL, MT 59901-4405 |
| Document Number | 0000007969, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026..7969 |
| Name | AMERICAN FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 27, 2006 |
| Property Address | 313 1ST ST W, KALISPELL, MT 59901-4405 |
| Document Number | 200605813110 |
| Instrument Date | Feb 23, 2006 |
| Instrument | 200605813110 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2025 |
| Title Company | CITIZENS TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 1ST ST W, KALISPELL, MT 59901-4405 |
| Document Number | 200605813120 |
|---|---|
| Date | Feb 27, 2006 |
| Instrument | 200605813120 |
| Name | WHITEFISH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2007 |
| Rate | 7.5% |
|---|
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,832.00 (+8.34%) | $351,900 (-) | |
| 2025 | $1,691.00 (-41.53%) | $351,900 (+21.81%) | $351,900 (+21.81%) Land $75,930 Building $275,970 |
| 2023 | $2,892.00 | $288,900 | $288,900 Land $71,443 Building $217,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Western Montana CommunityTel Fiber | 100 / 100 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| MontanaSky Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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