Flathead County property record for 305 1st St W, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,165 sqft · built 1943 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $298,600 (Dec 2021) |
| Tax Bill | $1,903 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0777330 |
| Primary APN | R0777330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,165 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Attic | Attic |
| Attic Area | 333 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,528 sqft (0.081 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000657645 |
|---|---|
| Street Address | 305 1ST ST W |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Legal Description | KAL, S07, T28 N, R21 W, BLOCK 032, LOT 005, E 47.34 FT OF S2 L 5 E 47.34 F T OF L 6 BLK 32 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 07 |
| Legal Subdivision | KAL |
| Legal Block | 32 |
| Legal Lot Number | 5 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1000 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 241 13TH ST E, KALISPELL, MT 59901-5848 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Dec 16, 2021 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Sep 28, 2016 · Amount on Record |
| Deed Document Number | 202143138 |
| Prior Transfer Date | Dec 7, 2015 |
| Prior Transfer Doc | 0000028077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 305 1ST ST W, KALISPELL, MT 59901-4405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202000034410 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 202000034410 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 6.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 305 1ST ST W, KALISPELL, MT 59901-4405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000038976 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 202000038976 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 16, 2021 |
| Property Address | 305 1ST ST W, KALISPELL, MT 59901-4405 |
| Document Number | 202100043138 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 202100043138 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 13TH ST E, KALISPELL, MT 59901-5848 |
| Document Number | 202100043139 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 202100043139 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,903.00 (-36.55%) | $365,500 (+22%) | |
| 2025 | $365,500 (+22%) Land $76,194 Building $289,306 | ||
| 2023 | $2,999.00 | $299,600 | $299,600 Land $71,554 Building $228,046 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Western Montana CommunityTel Fiber | 100 / 100 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| MontanaSky Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures