306 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 306 1st St E, Independence, IA 50644

Property Summary

Property TypeCommercial
Details3,360 sqft · built 1890
Lot Size0.05 acres (2,178 sqft)
OwnerCompany Name on File
Last Sale$160,000 (Aug 2025)
Tax Bill$1,054 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0634463014

Property Details

APN / Parcel Number

Primary APN0634463014

Interior

Stories2 Stories
Building Area3,360 sqft Gross Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area2,178 sqft (0.05 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address306 1ST ST E
CityINDEPENDENCE
StateIA
Zip50644-2815
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS & M S100' OF E20'LO T 5 BLK 2
Legal SubdivisionS & M
Legal Block2
Legal Lot Number5
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1068
Census Tract950500

Owner

306 1st St E, a commercial property, is owned by a company that bought it in August 2025.

Source: Buchanan County records, as of September 9, 2026

Owner of RecordCompany Name on File
Mailing Address2037 14TH ST NE, INDEPENDENCE, IA 50644-9209
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2025 · Amount on File
Deed SaleAug 1, 2025 · Amount on File
Deed Document Number20252363
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address306 1ST ST E, INDEPENDENCE, IA 50644-2815
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R02917
DateAug 21, 2020
Instrument2020R02917
Lender
NameBANK IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 1st St E was $1,054.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,054.00$50,780 Land $9,480 Building $41,300$50,780 Land $9,480 Building $41,300
2023$898.00$50,780 Land $9,480 Building $41,300$50,780 Land $9,480 Building $41,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 306 1st St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims132 (1979–2018)
Claims Outside the SFHA10 of 132
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 16 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 54 claims
  • Severe Storms & Flooding, Aug 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 306 1st St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 1st St E

Nearby Streets

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